Bang...and the debt is gone! (Hopefully!)

MissShoes

So here are the totals for this month. After direct debits coming out tomorrow, I have £274.81 to last 25 days. I am also owed £100 and £130 and have £50 due from a flebay sale but buyer is uncontactable- may have to relist.

This has to cover:

- food (should be minimum spends, just fresh bits- plenty of meat and store cupboard items)

- petrol (maximum £35 I think)

- any socialising

- any clothes

So £374.81 guaranteed, a possible £50 and a possible £130.

Should be more than doable.

Chrysalis1976

Hi instead of using CExper1 why not cancel and use Noddle for free, another small amount saved each month.

Well done with all your progress, keep it up.

C x

MissShoes

removed SOA

MissShoes

Chrysalis1976 wrote: »

Hi instead of using CExper1 why not cancel and use Noddle for free, another small amount saved each month.

Well done with all your progress, keep it up.

C x

Yes I think I will....I'm not even using it. Will add to list of things to do.

Hiddenidenity

Good to see you back hope your okay

MissShoes

£10.29 spent on groceries- milk, bread, bananas, cream cheese, houmous, mushrooms, waters, ready meal (rtc), pork loin (rtc)

Final direct debits cleared.

I have £336.51 for 24 days. £70 that I was owed has arrived, only £30 to go. flebayer has been in touch about item that sold for £50 so if I can arrange collection, that'll be arriving soon.

PAD- 51p to storecard to round down bank account.

4 items listed on flebay- 3 with 99p opening bids on, 1 with several watchers.

Today
- change bedding
- wash bedding
- 1 load dark laundry
- list 6 items on flebay
- 2nd job- earn £30

Have a great day all.

Shoes

MissShoes

3 days without a post- naughty Shoes.

PAD day- £5 to each of the four cards

New totals:

CC £965

SC1 £829.49

SC2 £75.00

Catalogue £610.00

MissShoes

4 years- so much has changed!

So another resolution from me to persevere with posting on my own diary. I go through fits and starts of posting lots then not at all. C-. Must try harder.

So in the world of Shoes...what is new. Well, ironically, I am less fixated with Shoes. Shock horror, who would've thought? Maybe its a sign I am actually growing up?!

So aside from that earth shattering revelation, work is going great and I'm happy. Enjoying owning my own place and the space, freedom, peace and sanctuary that provides.

Money needs to be sorted. It has been a very spendy year, I suppose buying a home does that to a bottom line, and I need to refocus. Have another big chunk of money going out on a project then its time to cut my cloth more honestly and get my DFW and in turn my MFW hat back on. So....what MSE type things have I managed to do?

NSD
Heating off

That's about it.

Need to refocus on my 2nd job, see what is available work wise, will make that a target next week. Also need to batch cook a little, have lots to use up in my kitchen.

The rest of the day will be spent sensibly. Think chores, organising, ebaying, reading MSE and drinking tea whilst dancing in my kitchen. Good clean fun in the shoes household.

More to come

Shoes x

MissShoes

Aiming for another NSD in the Shoes house. Will have breakfast, lunch and dinner from stores.

Have a couple of small jobs to do today.
- Hang curtains
- fix light pull
- clean footstool

Have 4 items finishing on flebay today. 2 will sell, 1 has watchers and 1 has no interest at all! Have listed a few items on gum1ree too to avoid fees.

Todays mission is to organise my home- clothes in the wardrobe, laundry on, towels and bedding changed and pile of flebay items amassed and will slowly list throughout the week.

My debts have increased due to vital repairs and replacements in my home. Not too phased as Christmas 2014 is my DFD so I have to up my income to achieve this goal and keep flebaying.

Salary from job 1 is now £2520 and salary from job 2 is whatever I can get- I think this month it will be between £280-500 but realistically at the lower end of that scale.

Have defrosted some unidentifiable home made ready meals from freezer, slowly emptying it ready for a restock after payday when I am at cheap butchers. Will bulk out these meals with veg from fridge and start to think about what I can take to work for lunch this week.

List of chores to follow...

MissShoes

Back again....well at least I'm consistent in my inconsistent posting! Every few months I reappear. Ah well, it's my diary, I can disappear if I want to.

Life in the Shoes house is good. Winter= survived.

Current state of affairs:

16 days til payday
£121.15 in bank

A small paycheque coming my way in the next few days.

Bills wise I have increased the total debt- all interest free but still. Big repairs and building works bills, plus other big expenses. No purchases or silly spends. But they are at least over now. Finally

Hoping to be sub 5k by Xmas.

Current approximate totals:

OD £1880
Catalogue £1425
CC1 £975
CC2 £370
CC3 £450
Loan £3100
Friends £4000
Bill £383.30

Total= £12583.30

Currently throwing around £1000 at these each month. Focusing on upping my income rather than cutting down anything else. Gone are:

gym
l0vefilm
cred1texpert
netf1ix

Today should be NSD. SC is on making a stew and fridge is stocked.

Have got my MSE hat on. I am aiming to kill off £7583.30 of debt and interest by Xmas day....quite a feat with only 9 paydays to go (possibly 10).