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Bang...and the debt is gone! (Hopefully!)

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  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 16 April 2012 at 9:32PM
    Another £2.21 and £5.11 on way from paypa1. Total of payments is:

    £131.24

    Had another item picked up for £4.50 so £11.20 for collections so far.

    Total of £142.44. Have 3 items being picked up tomorrow for £5 total.

    1 item being collected at weekend- this has been paid for already. Then 2 items (to same buyer) collection yet to be arranged but this is for £2.

    Overall total £149.44 (plus the £2.79 and £5.99 I've spent on packing materials).

    Today was spendy. Paid back £20 that I'd forgotten I owed and did shop in A1di. Was planning on going to Mr T for cheese, milk, loo roll, veg, salad, fruit but as I was going past A1di I went in. Spent more than I wanted- £23.78. Got:

    24 bottles mineral water
    milk
    grated mozzarella
    cream cheese
    3 carrier bags
    bananas
    loo roll
    rocket/baby leaf salad
    spring onions
    strawberries
    broccoli
    5 lemons
    mushrooms
    15 eggs
    cucumber
    2 mangoes
    2 limes
    2 avocados
    leeks
    cherry tomatoes
    cheese
    courgettes

    Tonight I made spag bol and enough bol to make a lasagne from scratch for tomorrow- this is in the fridge ready, will bung in oven when home from work.

    I am running low on (and forgot to buy today):

    ginger
    chillis
    garlic
    onions
    ground black pepper
    fresh peppers
    bread rolls
    dry shampoo
    tomato puree
    creamed coconut

    so will pop to Mr T for these hopefully tomorrow, using cash from collected flebay items.

    I had limited money for these spends today £20+£23.78 as my paypa1 funds don't clear until Wednesday/Thursday. When they do, I owe my work pot £40, OH £32.90 leaving me with £76.54 to play with.

    Total postage was £67.90 which I paid for £35 from my bank account and £32.90 from OHs account. Was pretty much spot on from what I can see with my p&p charges.

    All in all, a worthwhile venture. Scary as the p&p meant I had to spend all my money from bank account and steal from OH but this is temporary cashflow issues and harmony will be restored on Wednesday.
    • DFD 4th July 2015
    • MFD 1st October 2021
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Meal plan for Tuesday 17th April

    Breakfast
    bagel, tea/coffee for OH
    Greek yoghurt, banana for me, poss small bowl of branflakes, hot water and lemon

    Lunch
    bacon and cheese rolls for OH, crisps, flapjack bar, bottle of water
    pasta salad for me with tomato, spring onion, pepper, cucumber, a little cheese and possibly tuna, bottle of water

    Dinner
    lasagne served with broccoli and leeks
    • DFD 4th July 2015
    • MFD 1st October 2021
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Bank balance: £1.00

    Purse balance: £7.25

    Savings balance: £100.00

    (on way from refund £12.99, on way from paypa1 £131.24, on way from cash on collections £7)

    9 days til payday.

    Fridge and freezer full, over half a tank of fuel, might need to top up oyster on Thurs for course in evening but this is my only forseeable spend for the week, aside from tomorrow's forgotten groceries trip.
    • DFD 4th July 2015
    • MFD 1st October 2021
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    All flebay items posted. 2 collections did not turn up, have messaged both.

    Creditexper1 rating up 20 points as the one of my accounts I paid off has been updated. Waiting for the other and then another will be cleared next week. I'm getting very impatient.

    No sign of £12.99 refund. Paypa1 money should clear tomorrow. No sign of qu1dco money which has been tracked for 6 months.

    NSD today as didn't pop to Mr T for my top up items.

    8 days til payday.

    Have to write 2 letters re defaults. Had responses so need to get back to the companies.

    Need to hit gym tomorrow, will pack kit now ready.

    Will pop to Mr T tomo after gym then make either a prawn and crab curry or a thai chicken thing depending on what I take out of the freezer.
    • DFD 4th July 2015
    • MFD 1st October 2021
  • miggy
    miggy Posts: 4,328 Forumite
    Those Ebay results are scarily impressive! You must do good listings to have so many buyers.

    Are you sure it wasn't all your Ebay activity that crashed the Royal Mail website? :D
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    miggy wrote: »
    Those Ebay results are scarily impressive! You must do good listings to have so many buyers.

    Are you sure it wasn't all your Ebay activity that crashed the Royal Mail website? :D

    maybe I did crash the website???!!!:D
    • DFD 4th July 2015
    • MFD 1st October 2021
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Hello hope all is well :)

    Well done on the Ebay sales :D x
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hello hope all is well :)

    Well done on the Ebay sales :D x

    Hey hidden, thanks for posting. Yep all is well, just counting down the days til payday and eagerly checking credit exper1 to see if the accounts I paid off in full have updated to 'satisfied'! 1 has, the other is taking forever!

    Hope all's good with you with the move, new place, kids etc xx
    • DFD 4th July 2015
    • MFD 1st October 2021
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Well the cupboards are absolutely heaving. I have the ends of the A1di shop from 6 days ago to use up (a couple of bits of fruit and veg) which I will do in my lunch tomorrow. Today our huge monthly shop arrived. Lucky to get a slot as only ordered yesterday and it arrived 3 hours early too!

    This is 3 days early but there were no slots for midweek evenings so I bit the bullet and ordered. Came to £131.38 incl delivery and OH paid. This is his half of the food for 25th April-25th May all paid for. We also have a big AF order coming for £51.70 which OH paid for and I will pay him back on pay day.

    So food spends are already £183.08 and the budget is £250. Leaving £66.92 for the month for fruit, veg, milk etc.

    I am spending a weekend with a mate at their holiday house which is in a village with a fab and cheap butcher so might well go over this budget to stock up freezer but we will see. Have cleverly got 3 loaves of bread and 2 pints of milk in freezer, so should be able to manage at least 10 days without grocery spends.

    All my bills in and I have my figures to pay on payday. Will clear my final credit card IN FULL and put £150 in savings (still haven't touched my £100 from this month).

    This will leave me with 2 storecards- one active and one dormant, plus my OD and friend. Nearly there!
    • DFD 4th July 2015
    • MFD 1st October 2021
  • MissShoes
    MissShoes Posts: 1,290 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Still waiting for £12.99 refund- will keep checking. Also £15 due back to me which should arrive this week. No sign of creditexper1 update or £80 from qu1dco.
    • DFD 4th July 2015
    • MFD 1st October 2021
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