We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Anyone clued up on benefits? Think me mate is in cloud cuckoo land

2456710

Comments

  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Snooze wrote: »
    Thanks LJ. What is 'attendance allowance' ? :confused: Also, any rough figures on what WTCs will be? Are we talking like a tenner or hundreds?

    I heard there you get council tax paid for if you're on benefits, any info on that or is it just an urban myth? :confused:

    R

    He'd have too much in the bank for council tax benefits.
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    Snooze wrote: »
    Thanks LJ. What is 'attendance allowance' ? :confused: Also, any rough figures on what WTCs will be? Are we talking like a tenner or hundreds?

    I heard there you get council tax paid for if you're on benefits, any info on that or is it just an urban myth? :confused:

    R

    Attendance allowance is essentially disability benefits for over 65's. Not paid based on mobility, just what care needs she has. If POA is required, she'll qualify. More info: http://www.ageconcern.org.uk/AgeConcern/fs34.asp

    The council tax thing is a myth. It is means tested. If he has over £16k, he will be above the capital limit & therefore won't qualify.

    Forgive me snooze, I tend to balk at doing WTC calcs, as to do it properly (I only tend to do them manually) it is very time consuming & a pain, & requires a lot of info. owever there is a calculator on the inland revenue website for you to do a rough calc. They would be on a low(ish) income, & if he was in receipt of carers allowance, would get a small extra amount for this. VERY rough guess, conbined with CTC I'd hazard the roughest of guesses at approx £100p/w. But don't take that as anywhere near gospel...
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    £100 per week tax credits!?

    Blimey. I know you have stated it's a very rough calculation!!

    But adding all the above up thats £890 a month (Tax credits, carers & attendance allowance) tax free.
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    £100 per week tax credits!?

    Blimey. I know you have stated it's a very rough calculation!!

    But adding all the above up thats £890 a month (Tax credits, carers & attendance allowance) tax free.

    Yes, but it is for 3 adults & 1 child, on a lower income. & the one adult is quite ill/has a lot of care needs from the above. Which is likely to increase the costs of running the household.

    Add on the wages (roughly £1200p/m) & you have a £2k p/m income to look after all the above.

    Snooze - deprivation of capital is where a person gets rid of savings in order to be able to access benefits, ie by giving it away, or spending it on unneccessary items.
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lemonjelly wrote: »
    Yes, but it is for 3 adults & 1 child, on a lower income. & the one adult is quite ill/has a lot of care needs from the above. Which is likely to increase the costs of running the household.

    Add on the wages (roughly £1200p/m) & you have a £2k p/m income to look after all the above.

    Snooze - deprivation of capital is where a person gets rid of savings in order to be able to access benefits, ie by giving it away, or spending it on unneccessary items.

    Very true.

    Seems a bit silly to me though. The lady should be entitled to proper care, paid for by the taxpayer, instead of the taxpayer paying her son to do it.

    Lots of others are given care completely free. Someone I know of has just been moved into a home from her council flat as the flat was no longer suitable, so she gets care on the taxpayer, but this other lady doesn't.

    Sorry, rant, but I find it such a disgusting system.
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    I wonder if his mother knows that he is planning on taking ALL her money? and possibly leave herself open to an allegation of deprivation of assets.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    Very true.

    Seems a bit silly to me though. The lady should be entitled to proper care, paid for by the taxpayer, instead of the taxpayer paying her son to do it.

    Lots of others are given care completely free. Someone I know of has just been moved into a home from her council flat as the flat was no longer suitable, so she gets care on the taxpayer, but this other lady doesn't.

    Sorry, rant, but I find it such a disgusting system.

    Proper care, depending on her needs, would in all likelihood be very expensive. If POA is required, then there is a question over mental faculties. Therefore 24 hour care is likely to be required.

    Probably would cost in excess of £500p/w.

    Thing is, what happened to family? I see a lot of cultures with generations living together, supporting each other, looking out for each other. Isn't it better to be supported by those you love, rather than being packed off to some knackers yard production line care home where the staff are paid minimum wage, & have little interest in the wellbeing of the residents?

    Being a carer for a person full time is 24 hour work. To pay someone £53p/w for that is a bit of a bargain from the states point of view if you ask me.

    To be honest, carers aren't rewarded well enough for the sterling work they do, & £53 p/w comes nowhere near the benefits they bring to society in caring, providing support & compassion, & the general work they do every day, in what is essentially a thankless task.

    They should be better acknowledged imo.
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Active_X wrote: »
    your friend will be rolling in it until his mum dies, then he will have to have between 7 to 10 kids to get a decent income from tax credits. he should keep breeding so that the last one turns 18 just as he turns 65 and picks up his state pension.

    it's a great lifestyle and we did it years ago. i havent worked for 5 years and still can afford a trip to spain each year. he should find a bent doctor so that when his kid is born they can find something wrong with it and get disability for that too. it's a gravy train that never stops. cradel to grave. i love this country, so much better than where i lived in somalia.

    As a parent with two officially disabled children, for whom I have had to give up work to care for, I find that all rather insulting.

    For those who do have disabled children, you are forever wishing that your child was normal and begger the money....do you actually realise what it is like to have a disabled child?

    We are currently going through the diagnostic stage for a connective tissue disorder for my eldest son, my one medically normal son and the thought of him also being disabled has hit me like a brick wall, completely destroyed me, the tears I have wept at the changes he is already having to make to his lifestyle and the future impact on employment chances doesn't bear thinking about.

    Money doesn't come into it...I would give anything in the world for my children to be 'normal', hence why I put my all into trying to make them as 'normal' as possible, usually at a detriment to my own health.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lemonjelly wrote: »
    Proper care, depending on her needs, would in all likelihood be very expensive. If POA is required, then there is a question over mental faculties. Therefore 24 hour care is likely to be required.

    Probably would cost in excess of £500p/w.

    Thing is, what happened to family? I see a lot of cultures with generations living together, supporting each other, looking out for each other. Isn't it better to be supported by those you love, rather than being packed off to some knackers yard production line care home where the staff are paid minimum wage, & have little interest in the wellbeing of the residents?

    Being a carer for a person full time is 24 hour work. To pay someone £53p/w for that is a bit of a bargain from the states point of view if you ask me.

    To be honest, carers aren't rewarded well enough for the sterling work they do, & £53 p/w comes nowhere near the benefits they bring to society in caring, providing support & compassion, & the general work they do every day, in what is essentially a thankless task.

    They should be better acknowledged imo.

    I agree.

    I just don't like the whole issue surrounding those who have assets paying for themselves, those who don't and maybe haven't even paid in to the system, get it paid for.
  • Snooze
    Snooze Posts: 2,041 Forumite
    1,000 Posts Combo Breaker
    Sue, I would just like to point out that I thank everyone that responds to any thread I start simply out of courtesy, but it does not necessarily mean that I agree with their comments.

    R
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.