Anyone clued up on benefits? Think me mate is in cloud cuckoo land

[Deleted User]

The_White_Horse wrote: »

...This country spends 20bn a year housing scum. That is paid for by me and other tax payers, and yet I see no benefit other than loads of houses filled with anti social scum who are not in the least grateful for their free/subsidised home - who think they are entitled to one. They need to learn that they are entitled to NOTHING and should be thankful for the handout they get.

We need to be tougher on these people. No one in free/subsidised housing should have cars, dogs, holidays. if they can afford these, then they should be thrown out. These homes are supposed to be a help for those down and out, not a way they can afford luxuries paid for by the tax payer.

This country is pathetic.

Thank you for informing me I am scum. I had no idea until I read your comment.

I had no notion that unless you have bought a house to live in one is scum of the lowest order!

I thought I was lucky to finally have the tenancy of a lovely warm HA bungalow which is quite handy since I've had 3 spinal operations. I'm so sorry I cannot go back to work as a beer barrel-shifter for Watney's but I manage to keep my hand in with a half day a week working for a local charity. I realise this is quite anti-social so if you like I'll stop doing this little job and take to fencing nicked SatNavs instead.

I did have a wonderful holiday this year, in Spain, for under £250 but I'll save your wrath by telling you that my Mum paid for me and went with me... and she's worked hard all of her adult life.

I don't have a car nor a dog...not since Rex the runt went TWOCCing in my Vauxhall Nova and hasn't been seen since.

I must urgently attend to my wardrobe and style as I find I don't have enough shell suits, trainers and hoopy earrings to look convincingly scum!

Kimitatsu

GOING OFF-TOPIC


Hi, Martin’s asked me to post this in these circumstances: While it’s easy to wander off-topic that often prevents newbies finding the information they want quickly and easily (please see this rule). Please keep this thread on topic. If you’d like to discuss non-MoneySaving related topics please continue your discussion in The MoneySavers Arms or Discussion Time. If you have any questions about this policy please email [EMAIL="%20abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

All be nice please this is a benefits board and so specifically about what benefits can be claimed, if you wish to discuss care for the elderly then discussion time would be more appropriate. Any slanging matches started and I will close the thread.

Kimitatsu

Can I suggest that your friend contacts the pension credit people - they will come and assess your mum and tell him just what she may be entitled to in different situations.

Floxxie

I think they need to wait until the baby is born and see how much life changes before evenconsidering taking on additional responsibilities. I have three young children and can barely manage getting through the day now, let alone having an elderly relative to care for on top.

bestpud

If it works out, then they should be able to manage financially.

However, if it doesn't work out, they may find they are in big trouble!

Say they find they cannot provide adequate care in future years and the mother still needs to go into a home - they may find they cannot get help at that point.

Or, they find they can provide the care but it is too much for one person, so the wife has to give up work and look after the child - they will probably find they cannot claim much because of the £50k, or because they have deprived themselves of capital.

One thing, I don't think she could claim for childcare help as he isn't working, even though he would be a full time carer but it's worth checking...?

Or, what if the wife loses her job and struggles to get another.

What if one of them becomes ill, or the child has a disability?

All these scenarios may leave them looking for more state support and that is when this decision may come back and haunt them big time!

Personally, I think he needs to try caring for his mum and baby full time before he sells anything!

johnwayne

If he is determined to care for his mother then he would be better off staying in her house. This way the social services would pay towards her care (depending on her savings).

My nan had to pay £100 a week for carers to come in 3 times a day for my grandad. This is because my grandad had over the limit of savings. If she has little or no savings then social services would pay for all of the care.

It is very difficult caring for someone. I helped my nan care for my grandad until the middle of the year when we both became too ill to look after him.

I agree with a post on here that says to enquire about Continuing Health Care. By the sounds of it she might well be entitled to this. It is very hard to get them to do an assessment but it is worth it. They told us for a few years that they wouldnt even do an assessment as my grandad wouldnt get it. He went into hospital & we refused to have him home & demanded a CHC assessment. They awarded it to him & said that they were suprised that he hadnt been awarded it yrs ago!!!

CHC funding would either pay for a care home or for carers to come into the home regardless of the amount of capital.

Social services can also arrange respite care for a few hours a week to allow your friend to go and do what he likes. Again this is also dependant on his mothers savings.

alwaysonthego_2

Board guide comment

I am closing this temporarily until the forum team have had time to look at it.