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littlepinkstars44 wrote: »No, i don't think about moving out. And i don't really want to move out and get my own place anytime soon.
And does Mum still want you living with her at age 30?...40??!!!!! It must cost your mum more than she charges you having you at home? Honestly, you will want your own space soon, be able to please yourself and have a little place that's just yours.I really need to sort out a new signature!0 -
I pretty much have my own space. I live in my bedroom. So it is like having my own place, cause i don't really see anyone.
I don't believe in marriage, so i doubt i ever will get married. and if i ever need to "get away" i just go over to my friends, and usually stay at hers for a couple of weeks at a time. Of course my mum is always phoning her, to make sure shes looking after me lol!0 -
littlepinkstars44 wrote: »I pretty much have my own space. I live in my bedroom. So it is like having my own place, cause i don't really see anyone.
I don't believe in marriage, so i doubt i ever will get married. and if i ever need to "get away" i just go over to my friends, and usually stay at hers for a couple of weeks at a time. Of course my mum is always phoning her, to make sure shes looking after me lol!
Head and brickwall come to mind :rolleyes:
It's obvious you're not interested in helping yourself
If you're happy living in your bedroom (which seriously at your age is a little worrying) and living with your mum then thats fine
Enjoy!Future Mrs Gerard Butler
[STRIKE]
Team Wagner
[/STRIKE] I meant Team Matt......obviously :cool:0 -
Hi littlepinkstars :hello:
It seems clear to me that you don't want to hear or are unable to listen to the good advice you are being offered here.If you could take a minute to read and digest it, and try to take it on board, before you produce a reaction/excuse as to why you shouldn't it might help you. That is all that the lovely DF peeps are trying to do, help you.
You seem very content to pay your mum a very low rent of just £100 a month, which is her very generous way of supporting you whilst you are studying. Please do not take her for granted, she is the only mum you'll ever have. Think of what you can do to improve your financial situation so that you can return to her all the love and support she has given you over the years. I'm sure she deserves that much from you, and you deserve it from yourself.
Good luck with your DF quest :money:FeeFee
Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:jDFB no.220 -
I've tried really hard not to post anything else on this thread and maybe I should have tried a bit harder. In any event, all I wanted to say is that I have never seen so much good advice given freely by people using their valuable time and I have never seen responses so flippant and ungrateful; redolent of "I don't care!"
It's been suggested that the OP stops posting because she is ignoring every suggestion put to her but perhaps the best course of action is for helpful posters to stop being sucked into responding (I know, I know, in posting this I have ignored my own advice:D) to her. It's very difficult I know because we all want to help. However, there's none so blind as those who will not see.
DFW Nerd Club # 13640 -
No i give my mum £150, not £1000
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I am surprised this has not already been said: find yourself an old box, bag or anything else (but don't of course buy anything) and start shoving your bank/credit statements, pay slips etc in there instead of the bin. Of course check they are correct first and no one is fraudulently taking money out of your account- or paying you the wrong amount. I know someone who was paid wrongly for months before noticing. You may never need them, but they might save you a lot of trouble if you do.
Another thing I notice is the number of different debts you have has increased: stop getting new cards/catalogues. Not only is your total debt likely to increase when you have lots of shop cards and things, but your finances become more complicated and take more juggling and keeping track of things- and juggling and keeping track of finances does not seem to be a strong point of yours.But a banker, engaged at enormous expense,Had the whole of their cash in his care.
Lewis Carroll0 -
Hi LPS
When you started this thread last week what was your aim? In your original post you asked for tips and ideas. You've had a lot of tips and advice and suggestions from a lot of different people. Most people are essentially repeating the same advice.
You've had the advice, you've decided to not take most of it, although we all hope that there are a few points that you will take on board and carry on with.
But you've also had the same bits of advice and tips on many previous threads over the last 6months. So what else do you expect from this latest thread? People cannot magic up new solutions for you, the only answer to becoming debt free and managing your finances is to spend less and pay more off your debts.
I don't see how else any of us can help you, Its up to you now to help yourself.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
littlepinkstars44 wrote: »No i give my mum £150, not £100
Thats still very generous of your mother.
If your happy living in one bedroom for the rest of your life then good luck to you. Personally i dont see how that can make you happy, my OHs parents have recently let us move in with them for a few months in order to pay off our debts and save some money to rent a new house - as much as i appreciate it i cant wait until we can move out and have our own space.
I think im right in thinking your the same age as me (21?) maybe im just incredibly mature, but to me you seem very immature and unwilling to accept any form of help.Biggest Loser Weight Loss: 13 / 20 lb0 -
Hi LPS
But you've also had the same bits of advice and tips on many previous threads over the last 6months. So what else do you expect from this latest thread? People cannot magic up new solutions for you, the only answer to becoming debt free and managing your finances is to spend less and pay more off your debts.
That's very true, hadn't thought of that!
Like Wee Pilsbury said, it's almost like a troll - you know they're only winding you up by posting but you can't help but reply! :rolleyes: Not saying you're only posting to wind people up, but you know what I mean!
You say you don't believe in marriage - fair enough. But surely you believe in having a relationship with someone?! You don't have to be married to want to have a house with somebody! And you can never tell what will happen in the future. Can you really imagine yourself meeting the partner of your dreams in like 10 years time and saying 'sorry, we can't live together because I have ridiculous amounts of debt and I'm quite happy living with my Mum'. And your Mum might want rid of you in 10 years time! Then what? You wouldn't be able to stay with your mate forever, and it'd be near impossible to find somewhere to rent for £150 a month!
Just have a little think about everything, you have the perfect chance to sort your debt out and do what you like!Total Debt (Dec 2015) £11,500 : Currently £7,675Lose 21lb : 0/21
House Deposit Savings : £8,600/£25,0000
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