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First day of rest of my life
Comments
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Well done on doing the snowball.................not an easy task!
I too have a student loan and have never included it...............I don't even know how long it takes to pay off..............my originial amount was £13,500 I think and I am paying £100 per month! I just don't even think about ever having that money!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Been really good today and returned one of the toys to Sainsburys, as demon baby has never said she wanted it - it was just something I thought she'd like, but at £13, she will never know I ever bought it so won't miss it
Went to mom's today for lunch - felt soo spoilt!:)Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Nice to be spoilt once in a while, isn't it!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Morning - went back to work yesterday and not only was it lovely to escape being mom for a bit;), I also found out I'd won £25 in vouchers for filling i some work survey thing - they mustn't have read it cos it was a survey about how happy we are with the organisation and I told them exactly what I thought!!!
Also I lent a friend a lot of money at the beginning of the year and she told me that she might be able to pay me back before Christmas. I know she is still struggling and she has kids so I told her that I'm fine with her paying half this year and half next - I hadn't been expecting her to pay me for a few years so that was a nice surprise! Made the working day even better!!! Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
Well they say good things come in threes...........today the lottery!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Nice to see some good news fingers crossed for Number 3MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Hi there I am very new and not sure where to post... but reading some of the diaries getting some great tips and they seem a great place for support!anyway can't hang around for long as got a busy evening ahead and the little darlings want mummy time!hope to be back soon BBB0
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Hi BBB, Welcome to the forums. Can honestly say that without all the support - I'd have given up a long time ago!!
On moneysaving front - had to drive to Nottingham today for work, so instead of taking my own car - I let work hire me a lovely brand new little Fiesta. Apparently it's cheaper than having to pay my petrol!!!!! However, the car was so lovely to drive compared to the big diesel people carrier I normally drive that now I want a new car - a girl can dream Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
That must have ben your third lucky thing................my car is a new fiesta but also diesel!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Oh no - I wanted the lottery Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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