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First day of rest of my life

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Ebay seems very slow at the moment, best of luck with the watchers!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    The debt busting has been going nowhere!!:mad: But new me is fully geared to start afresh and sort it out!

    This morning, I am checking cupboards and freezers to plan my weeks meals then off to the Saturday madness in Asda to stock up on essentials. This afternoon going to look in garage for stuff to sell, then onto music magpie to get rid of some CD's.

    Next month, I have 2 of the kids bdays, plus my mom's 80th!! Also plan to go camping for a week. How I'm going to fund all this is beyond me, but one thing is for sure, it won't be on the cc!;) No let up after August, as other 2 kids bdays are in Sept!!!:( Think if I count back 9 months, it's dh bday and then Christmas:rotfl:
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LMAO at the 'working out' of conception!

    Every month there is always something extra and it drives me crazy!

    And always remember think how much worse off you would have been today if you had not have had your LBM :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LMAO at the 'working out' of conception!

    Every month there is always something extra and it drives me crazy!

    And always remember think how much worse off you would have been today if you had not have had your LBM :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    Hi,
    Got today off work as feeling poorly :( It's my first day off since I went back after demon baby's birth 18 months ago, but still feel guilty. Am also applying for a new role and have been shortlisted and have interview at the end of the month. It's no more money yet, but will open the door for promotion if I want it! :)

    Got £15 from my ebay sales - every penny counts.

    Had to give the kids £80 this morning for deposit for school trip, only another £300 to find!:eek: However, I have just seen the yha holidays for 10-17 year olds for £49. Can't wait for the kids to get home so they have a look. The thought of a week off from them is just too tempting!;)

    Just waiting for dh to get home so we can phone tax credits and update - as always left things till last moment!! (but he can't find his p60!)
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Wow £49 is fantastic!

    £15 is good, ebay is so slow at the mo.

    Hope you got tax credits sorted. (one of the benefits of having children!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    Now the kids are arguing over which holiday to go on!!!!!!!
    Dh has just handed me his P60 - only taken him 2 and half hours to find!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    HUsbands - where would you find the like of them!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    Husbands - can't live with them and you can't live with them........
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Cialilerin wrote: »
    Husbands - can't live with them and you can't live with them........


    Pretty Much!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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