Mortgage Free By 30

laurasavon

Went out for a meal last night for OH's mates 30th birthday, spent a little more than i'd hoped :eek: but was a good night out and we don't go out that often

Not got anything planned for today, so i'm going to get onto DooYoo :money:, although i'm struggling with what to write about which isn't a good start

laurasavon

Went to the dentist for a check-up today. She told me I needed a tooth removed and then there she was with a needle in her hand asking if she could do it now!

So i'm a tooth and £204 :eek: lighter this evening, and I've got to go back in a couple of weeks for a bridge to be fitted!

I did stop and get my nails done on the way home - it wouldn't have been sensible to drive all the way home with that anasthetic now would it :rotfl:

laurasavon

Been to an Avon Reps meeting this morning, it didn't motivate me as much as i'd hoped. I need a kick up the bum to increase my earnings from Avon as I can influence how much I earn whereas my 'real job' i'm salaried and don't get any overtime.

Recieved payment for the ebay item I sold so have posted that today.

Not really done much else today (apart from a bit of work, see first paragraph - i'm on holiday today and I don't get any overtime so why do I log onto my laptop!)

laurasavon

I've got tooth ache today, or lack of tooth ache - i'm sure the pain hasnt lasted 3 days when i've had teeth out before

Think I need to go and do some food shopping today, I just seem to be lacking the motivation to do anything today

laurasavon

Still got tooth ache today

But i'm :jbecause i've got 4 watchers on one of my ebay items, and 1 watcher on 2 of the other things. Shame it's the cheaper things and the 2 more expensive things haven't got watchers, but it all helps!

I've been on DooYoo this morning, rating people back. Need to pull my finger out and write some more reviews before some of my points expire

laurasavon

I've had 3000 points expire on DooYoo today :mad: so I really need to get back into the writing and get my point back up

Ebay items finish tomorrow but still no bids as yet, just watchers.

Regular mortgage payment and £250 overpayment are due today but not sure if they will go out today or Tuesday with the Bank Holiday, but i'm looking forward to seeing the balance on the mortgage reduce :j

laurasavon

I've got 2 bids on one of my ebay items :j:j:j just hope the others gets some bids, although it's looking unlikely as there's only a couple of hours to go

laurasavon

Off to the Post Office in a minute to post the one thing I sold on Ebay, didn't get any bids on any of the other items

Does anyone know when the next free listing day is, I don't really want to keep paying to list items that aren't selling :mad:

Mortgage payment and overpayment of £250 have both gone out today, just got to wait for the online figure to update to see where we are - hopefully a bit closer to £119,000!

I'm off to Spain tomorrow, staying with my auntie so only cost £90 for the flight, and £30 to park my car :eek:, hopefully I won't spend too much when i'm there

PipPip

Good luck with your goal to be mortgage free by 30. I was mortgage free at 30, but that's because I was still renting! I took out my first mortgage aged 34 and it was a whopper (£300k). Kind of regretted it ever since as its been a real bind. Hopefully it will be gone within 2 years, by the time I reach the ripe old age of 42. So, good luck, you are way ahead in your planning than I ever was.

laurasavon

With May's over payment of £250 the outstanding mortgage is now £118,735, the overpayments seem to be making more and more of an impact now the balance is decreasing, so that's motivation for me to keep the over payments up :money:

I've not updated for a week as I've been to Spain, a nice week to relax but I've come back to a very busy couple of weeks at work.

I started clearing out my spare room before I went away and have 3 boxes for the charity shop so far. Hopefully I'll have time next weekend to finish the decluttering as I've got a mock exam at college Thursday so need to spend some time later today revising for that.