A Payment a Day -Part Seven!

angelicmary85

gilligansyle wrote: »

I was very confused until someone explained it was a Scottish term for service charges.

It could be a regional thing maybe? I just know 'factor fees' as service charges aswell.

angelicmary85

Greenbynature wrote: »

Hi all and hi to all the newbies :hello:

Sounds like a nightmare where you live Angelic :eek: we've got no snow here :j thank god I hate it!!

I'm really glad I don't live any higher up!! I think I might move down South!

How's the weather with you Euro? You had it bad the last time we had it bad aswell...was just wondering how you're getting on with it now?!

I use one of my cc's quite a bit and just pay it off (but don't count it as pad money!) but I don't touch the MBNA one. That has a low rate BT on it (6.9% or something) so I only ever make payments to that one! Barclaycard is my family's cc *rolls eyes* They tend to use it then pay it off so I don't use that one as I like to keep it clear to avoid someone over/under paying the amount they have to pay iyswim. Then we get to Bank of Scotland...this card is the bain of my life...I love it! I use it every month to buy the shopping and I put stuff on there if I have to. I think it's becasue it's the bank I bank with aswell so I keep using it and paying it off aswell as keeping my bank account in good condition then I might get a mortgage off them one day!

angelicmary85

5 in a row!!

never-in-doubt

Good Evening everyone

Niddy is extremely happy today cos for the first time in 3 weeks - nothing was taken from his bank account! Not a debit card payment, not a direct debit - nothing, nada!

BUT

The best bit about this, I got an erroneous payment from my work (must be outstanding payment owed) so in fact my balance increased by £200 - whoopeeeee :rotfl: :rotfl: :rotfl:



* Wonders what happens in PADland when someone actually GIVES you money?

never-in-doubt

angelicmary85 wrote: »

5 in a row!!

You got it babe - that will be what we'll be singing in 2 and a half years :rotfl: :rotfl: :rotfl: :rotfl:

gettingthereslowly

Have not been on for ages - money has been very tight but need to get back into the swing of it!

£100 to overdraft
£1 to Natwest

£101 in total

I really do love getting my statement and seeing all the £1 payments adding up :rotfl:

Flower08

angelicmary85 wrote: »

I keep missing you...Do you just log on when you're bored, see if you need to reply then log off again?! I used to do that..now I go away and do other things, wish we had a button on here that would turn our light a differewnt colour so people know we'll be back soon!


How's things with you? Everything still going well at 'home'?

:rotfl::rotfl:Working lots of extra hours at the minute so literally coming on scanning through the threads replying then going to sleep

'Home' is fine, we have for our eyes set on a house that is coming upto rent though, everything we want in the area we want and the rent is under budget - is being completly gutted and redone, should be ready in about 6 weeks so need to up the savings to see if we can go for it

angelicmary85

never-in-doubt wrote: »

You got it babe - that will be what we'll be singing in 2 and a half years :rotfl: :rotfl: :rotfl: :rotfl:

When soemone gives us money...we usually give it to someone else! :rotfl:

Flower08 wrote: »

:rotfl::rotfl:Working lots of extra hours at the minute so literally coming on scanning through the threads replying then going to sleep

'Home' is fine, we have for our eyes set on a house that is coming upto rent though, everything we want in the area we want and the rent is under budget - is being completly gutted and redone, should be ready in about 6 weeks so need to up the savings to see if we can go for it

I really hope you can your own place!! Are you excited?!!

A_fiend_for_life

Paulgonnabedebtfree wrote: »

No thanks. You can keep it. You know how to handle it better than us Suvverners .

Sounds like you need practice. Shovelling virtual snow your way.

angelicmary85

A_fiend_for_life wrote: »

Sounds like you need practice. Shovelling virtual snow your way.

That's 2 in favour of giving Paul the snow...anyone want to vote?!