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A Payment a Day -Part Seven!

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Comments

  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    And do I have you as one of my FB friends? I am five farming friends away from an award so am shameless about touting for pals :D

    :rotfl:No, indeed you do not. What is your name on FB?
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Can I creep in and join?

    I really need to make some dents in the CCs

    I've cut back and adjusted my spending over the last 18mths or so and last year paid off 2 loans and a SC. This leaves the CCs left to tackle and my habit is just pay the minimum on DD (I know! :o)

    How do I motivate myself to make extra payments and divert money onto them to start to reduce them.

    I really want to make some progress this year to owe less and make me feel better and finally get the money I earn for me not debts!

    Any advice is welcome :D
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    sashybo wrote: »
    :rotfl:No, indeed you do not. What is your name on FB?

    I am using my MSE name :D You should find me if you search for Flyin Fresian. I might have my privacy settings up high though so if you can't find me then PM me your details and I'll add you :D
    Can I creep in and join?

    How do I motivate myself to make extra payments and divert money onto them to start to reduce them.
    Welcome! Once you join you're not allowed to leave though :A

    We pay money to our debts (or savings) every day either through internet, phone banking, branch or paying change into a pot, whatever works for you. Some of us make extra money on Ebay etc as well. Just ask if there is anything specific...!
  • Welcome! Once you join you're not allowed to leave though :A

    We pay money to our debts (or savings) every day either through internet, phone banking, branch or paying change into a pot, whatever works for you. Some of us make extra money on Ebay etc as well. Just ask if there is anything specific...!

    Thanks FF

    I'm saving 20p's in a pot and coppers in another one. Think I'll continue and then make a payment onto a card when it's full of 20p's.

    When I get paid next week I'll take the plunge to make some extra payments whatever I can afford

    Ebayed a lot last year and had a couple of months off this year - however have pile off stuff to go on.

    To begin with

    20p into the pot - oh well from small acorns large oak trees grow!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    To begin with

    20p into the pot - oh well from small acorns large oak trees grow!
    Very sensible! Many of us have gotten carried away and PADded a lot at the start of the month then been scraping for money later on!

    Forgot to say - post your amounts in bold, colour or large font as we have a dedicated adder-upper each month. It makes the payments easier for them to see :D
  • 70p into the pots to go towards CC payment!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • I only joined in yesterday and it already looks like i can't make any payments till Tuesday.
    After the direct debits have gone out I'm in the overdraft again till pay day.
    Will keep lurking till then.
    lou x
    Grocery challenge Jan 270.27/200:eek:

    Total debt 04/01/2011 £2671.23:eek:
  • Was very quiet on here last night...am I right in thinking that maybe some of you now have lives outside of MSE?! :eek:



    Yep. A very interesting life. I crashed out on the sofa while watching TV ;)
  • hello! been hit and miss about posting due to half term (i think that's what's done it, anyway - been all out of routine!)...

    10p for thurs, 10p for fri and 6p for today - grand total of 26p :p

    have a good saturday, what's left of it! xx ttb
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening all,

    an extra 18p for me, change found in my car after cleaning it out plus 1p change from a mcflurry...:o

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
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