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A Payment a Day -Part Seven!

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Comments

  • Mick and Paddy are reading head stones at a nearby cemetery.

    Mick says "Crikey! There's a bloke here who was 152!"

    Paddy says "What's his name?"

    Mick replies "Miles, from London!"
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Hi all and hi to any newbies :hello:

    Great total yesterday :j and thanks keza for adding up :T

    Pad today is £1.40 tin, 25p jar, £5 OH and £5 egg

    £11.65
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • saorsie
    saorsie Posts: 1,905 Forumite
    Just a paltry 87p for me today am afraid to various change pots

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Happy Saturday everyone!

    Is anyone else watching the Winter Olympics? I am really enjoying them. I watched the women's skeleton last night so saw Amy Williams win gold for Team GB :T:T:T Keeping my fingers crossed for the women's curling team as well - saw them whoop Russia's a*se the other day! :rotfl:

    Today's PADs are £2.20 to Evil Egg and £1.20 to Abominable Amex, making a total today of £3.40
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    sashybo wrote: »
    Hi all, just £1 to the ccs today.

    I made the mistake of looking at Farmville and am hooked now. :doh:OH is even quite interested. :D

    Would you like a neighbour?!:D

    My new profile photo is me and DS at a certain theme park - with our heads through one of those comedy pictures for posing for photos! (Sorry if that makes no sense - i couldn't think of a better way of describing it!)
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    keza wrote: »


    I have a week of sick at work for my PTSD from my accident :( need to get myself together! :o all this crying is no good for the wrinkles! hahahah! not that i have any i mite add but they will appear soon no doubt! :eek:

    Hi Keza - hope you feel better soon. Big hugs xxx
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Can I creep in and join?

    I really need to make some dents in the CCs

    I've cut back and adjusted my spending over the last 18mths or so and last year paid off 2 loans and a SC. This leaves the CCs left to tackle and my habit is just pay the minimum on DD (I know! :o)

    How do I motivate myself to make extra payments and divert money onto them to start to reduce them.

    I really want to make some progress this year to owe less and make me feel better and finally get the money I earn for me not debts!

    Any advice is welcome :D
    loulou0327 wrote: »
    I only joined in yesterday and it already looks like i can't make any payments till Tuesday.
    After the direct debits have gone out I'm in the overdraft again till pay day.
    Will keep lurking till then.
    lou x

    Welcome to you both!

    Just remember that PADs don't have to be big - plenty of us do pence a day (or even just 1p a day) when things are really tight. It feels incredibly motivating to even pay such a small amount every day.

    It has certainly saved my sanity (though I know some would dispute that - wibble!)
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • psychopathbabble
    psychopathbabble Posts: 5,888 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 20 February 2010 at 8:11PM
    If anyone wants to add me on FB for FV pm me and I'll add you or let you know how to find me.

    Thanks for the general hugs and support.... I was doing ok until last night, had a minor drunken moment and ended up in tears after a piggy-back accident! :( Had spent the previous drink thinking about the idiot-boy... Had a good night until then though... ended up swapping my red heels and hold-ups for someones jeans.... I looked silly and the girls adored him! How is that fair?! :p

    I am soooooo tired now, going to try and have a bath and then make my way to bed. Occassionally I have a life away from MSE but can't leave it for too long now!

    41p to the pot today please.

    Oh and :grouphug: for Keza hope you are ok xx
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Would you like a neighbour?!:D

    My new profile photo is me and DS at a certain theme park - with our heads through one of those comedy pictures for posing for photos! (Sorry if that makes no sense - i couldn't think of a better way of describing it!)

    Yes ta. :) Think I have found you in FF's friend list from the photo description. :rotfl: My photo is me drinking coffee from a Cafe Nero cup if you get a random friend request.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Evening everyone,

    £10.52 to moving house fund for me today please.

    Being naughty and lazy tonight, have just ordered OH and i a takeaway :o
    Biggest Loser Weight Loss: 13 / 20 lb
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