A Payment a Day -Part Seven!

true27

:rotfl: Oh Green that joke is awesome :rotfl:

OH's coppers stash paid off - PAD of £29.02 today please Keza!!

Hope your finger is feeling better Piggin!

Happy Tuesday all

Greenbynature

Morning all :hello:

Great total yesterday :T and thanks Keza for the totting up :T:T


:rotfl: Oh Green that joke is awesome :rotfl: thanks true It made me laugh


Hope your finger isn't too painful Piggin and you enjoy your 2 weeks off.

Oh flower am jealous of you with your OH lol wish mine were like that hope you enjoyed it, wherever you went.

Saying that my OH has offered me a loan to pay off my egg and cap1 cards and to pay him what I can afford every month, he thinks the interest they charge is disgusting especially cap1 who charged £80 last month!!! But I'm not sure whether to take it or not, I don't want it to cause problems between us, if say for example I decide to buy new clothes or something, I'm worried he might think I shouldn't have bought that til I'd paid him back. What do you guys think? I know it'd save me about £133 a month in interest.

Pad today is 8p jar, £2.40 tin and £5 cap1 cc

£7.48

nickynoo08

Well what a morning we've had,
our front door has broke, we're hoping its just the lock and we wont need to get a new door. Thankfully my dads best mate is a locksmith so hopefully it wont cost us too much either.
On a positive note my hip grant got paid in my bank today so paid £50 to evil egg till i know how much its gonna cost to fix our door.

redkelly

I would like to re join please I have a MBNA card that i am trying to clear with a balance of £3050 its interest is 0% till 6th April 2010 but it will not be paid off by then!!!

jo41

Morning all,
another £10 please Kezza to my savings, it feels very strange but good PADing to savings
Hope everyones ok.
Jo x

PigginSkint

Hi All

Today's pads are £1.09 to Abominable Amex and £1.09 and £4.88 to Evil Egg, making a total today of £7.06

PigginSkint

Paulgonnabedebtfree wrote: »

Glad to hear you're up and running again. 2 weeks off. Lovely if it's with full pay

Certainly is full pay - that's what's so good about it!

Hopeful1

Greenbynature wrote: »

Saying that my OH has offered me a loan to pay off my egg and cap1 cards and to pay him what I can afford every month, he thinks the interest they charge is disgusting especially cap1 who charged £80 last month!!! But I'm not sure whether to take it or not, I don't want it to cause problems between us, if say for example I decide to buy new clothes or something, I'm worried he might think I shouldn't have bought that til I'd paid him back. What do you guys think? I know it'd save me about £133 a month in interest.

Pad today is 8p jar, £2.40 tin and £5 cap1 cc

£7.48

I would bite his hand off!!!! I understand your worries though, so why not talk to him about that sort of thing before you agree? Also, agree a minimum amount you can definitely afford and then if you can pay extra at any point, then all the better. Your OH half obviously wants to help you out or he wouldn't have offered. I'm sure you've said before that he's quite tight, so this is obviously a big thing for him. I would go for it Green as it's a big monthly saving.

SarahNeedle1872

I agree with Hopeful, sort out some of the smaller details like that, then go for it! With a minimum agreed amount, he'll probably appreciate it if you do manage to pay off more

Sx

mooomin

Take the loan!

What I would do though is this...

1. Arrange a fixed monthly payment for you to give him
2. Make up a written agreement about how much you will pay him and keep a note of the payments
3. Remember the cardinal rule of clothes shopping - if they ask it cost you 50% less than you spent :A