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A Payment a Day -Part Seven!
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Paulgonnabedebtfree wrote: »A lot of the 5k has been caused by a big jump in income from one year to the next. When that happewns, there is a large "payment on account" with the January half yearly bill. The July payment will "only" be about £2.8k so that shows what a difference it can make. Under the old system, the two paymnts were always equal.
I feel your pain - truly. Its my daily nightmare. All my PaD's go towards my self assessment payments on account and mainly, currently, arrears2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
£300 to MBNA CC which is the last of what i owe on there so basically i have cleared that one. Just what my friend owes left on it.
And £4 to my £2 pot...Total = £304 :jErrrr...come back later0 -
Well hello guys after so long of popping in saying "Cant wait to start padding" etc im going to bite the bullet and just go for it! As i said at the weekend, cleared my card with a £551 payment on Saturday, direct debit set up to clear my capital one next week...now all thats left is £1529.84 on my 1 outstanding loan! So im going to fight at it and pad away until its gone and paid off! Starting with a £29.84 payment today
So now at £1500 + min payment of £51.13 will come out next week then intrest added on end of month. Il be padding away at it though and hopefully be under £1300 after intrest added at the end of the month!
Work in progress...Update coming July 2012.
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Hi everyone!
Havent been around for a few days, OH whisked me away on a surprise holiday which was lovely!
Will get back into the swing of PAD now though!Biggest Loser Weight Loss: 13 / 20 lb0 -
Hi all:j
Popping in to say today's PAD is £175 to M&S please Keza - that clears it off :j:j:j
However, not so fast to celebrate as car went for MOT & it will be £450 to get fixed/through so that will go on there as well. Will try to pay it off right away though:mad:New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Lol@ Paul - it did read like that didn't it! Hopefully the post on Grabbit didn't, I didn't have any PM's though hahaha!
Angelic, I am about an hour and a half away from Alton, it's well good - you should definitely go one day! Are you still coming down to Leic? Maybe you could visit while you're down here, or leave the kids with family for a day and you and the OH go? Especially now the new 'Thirteen' ride is about to open, it's supposed to be well scary - they've dubbed it the 'psychoaster' because it messes with your head! I can't wait!(I'm a total rollercoaster geek!)
Hope you are feeling OK after your op Piggin, I feel for you! (was gonna give dodgy hugs but can't find them!).
I'm shattered today cuzI stayed up all night watching the superbowl :T:T:Tand then did an hour of High Energy 5'ing when I got home - can barely move now!
Noticed earlier that FV have started a valentines day thing now, was just feeling sorry for my dad cuz he only has a few neighbours so he hasn't finished his stable yet and now everyone's sending valentines instead of stable bits! Bless him!
Making a tiny PAD today of 2p, watching the pennies till nearer the end of the month when I know I'll have enough to last me.
Chat soon!
xxThs signature is out of date because I'm too lazy to update it...0 -
Hi All
Had my op today - ouch!!!!!!!!!! Particularly the local anaesthetic into the finger:eek::eek::eek::eek::eek::eek::eek::eek:
Best bit = sicknote from my surgeon signing me off work for 2 weeks - woohoo!!!! Not sad about that at all!
(see my diary for full details!)
will pad in a mo and report backPigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Just realised I haven't posted my PADs for the last couple of days, so £3.25 for the last three days
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
thank goodness i have mastered the art of using a mouse left handed (even if i am still struggling with only using my left hand to type!)
today's pads are £1.08 to Evil Egg and`£1.08 to Abominable Amex, making a total today of £2.16PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Hi folks,
PAD for today is £163.07
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0
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