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A Payment a Day -Part Seven!

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Comments

  • Errm angelic and DT are you really NOT competitive??:) Love the idea of going from farming into property development.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Can we have a bit less Farming and more Padding please?! :D
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Can we have a bit less Farming and more Padding please?! :D

    I take it you are still resisting the temptation?
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Can we have a bit less Farming and more Padding please?! :D


    You tell them!! :rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • I take it you are still resisting the temptation?

    Er yes mainly cos I can't get on facebook cos I can't remember my password :o but I spend too much time as it is on pc without getting addicted to anything else!!

    Flower08 wrote: »
    You tell them!! :rotfl:


    :D:D
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Can we have a bit less Farming and more Padding please?! :D

    Of course you can Green...

    £1.00 from me today, thank you!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Does anyone know anything about windscreens????? :mad::mad:Am fuming just went to pick DS3 up from his girlfriends and there's a dirty great crack in the windscreen - I want to scream or cry!!!!!!!!!!!!!! :cry::(:(:(

    Do I phone insurance company or what?!?!?!??!!? and how much is it going to cost me?!!?
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Does anyone know anything about windscreens????? :mad::mad:Am fuming just went to pick DS3 up from his girlfriends and there's a dirty great crack in the windscreen - I want to scream or cry!!!!!!!!!!!!!! :cry::(:(:(

    Do I phone insurance company or what?!?!?!??!!? and how much is it going to cost me?!!?


    Depending on your excess, it may not be worth it to claim.

    About 2 years ago a drunk man threw himself in front of OHs car when he had an arguement with his girlfriend :mad: his head cracked off the windscreen and OHs insurance told him with his excess it wasnt worth him claiming. Luckily OH has some friends who work in garages, so managed to get one without paying labour.

    How annoying for you though!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • rictus123 wrote: »
    Do any of you have an emergancy fund? I dont know what to do, pay off credit card and loan with every penny i can or keep a bit now for like my mot in March and then after it pay it off? Could always pay off credit card(£440 ish) then when mot is due put it on the card...if i need to get a van as a replacement il be stuck though?

    Normally I would say pay off the card and borrow again later if needed. However, in recent times, many card companies have developed a habit of reducing credit limits without much warning or even cancelling accounts completely leaving people up sh*t creek if they need a bit of money. Personally, I would build a fund as a war chest and start paying off later. That is my intention too when I am able. Financially it may cost more but it's not as bad as being left with no money and no credit in an emergency.
  • Flower08 wrote: »
    Depending on your excess, it may not be worth it to claim.

    About 2 years ago a drunk man threw himself in front of OHs car when he had an arguement with his girlfriend :mad: his head cracked off the windscreen and OHs insurance told him with his excess it wasnt worth him claiming. Luckily OH has some friends who work in garages, so managed to get one without paying labour.

    How annoying for you though!!

    How annoying for your OH!!! :mad: Oh well I'll ring my friends from the garage who've just had £200 off me this year already!!! :(:(:(
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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