new person here : quick question !

philnicandamy

anything over £99 a month after living expenses you'll get an IPA (the or still only takes a % NOT all of the excess)

steveh1_2

Sorry if i have overlooked this, but as it stands if T666 has around £700 left at the end of the month to go towards an ipa, then they would take approx £490 p/m for the IPA, leaving £210 surplus, from which she could pay her dad?

You may have to try and streamline your food bills a bit T666, but you would have £30 left after paying your dad to go towards things.

All things being even if you used your money for Holiday & Clothing & extra surplus you should be able to have around £300 for food? (£200 in SOA and the above?)

t666

steveh1 wrote: »

Sorry if i have overlooked this, but as it stands if T666 has around £700 left at the end of the month to go towards an ipa, then they would take approx £490 p/m for the IPA, leaving £210 surplus, from which she could pay her dad?

You may have to try and streamline your food bills a bit T666, but you would have £30 left after paying your dad to go towards things.

All things being even if you used your money for Holiday & Clothing & extra surplus you should be able to have around £300 for food? (£200 in SOA and the above?)

yh i was thinking along these lines too... shoud be able to claw it together somehow...


i also wondered, if I did get thrown out of my rented accomodation, (which shouldnt happen,, as I always pay on time) I assume if the rent/costs were more than what im paying now I would inform the OR and they would adjust my payment accordingly?

cheers guys

debtinfo

yep any changes you just let them know

t666

ok if all goes according to plan... will go BR on 19th feb.

t666

just had another idea: is this another stupid one, please advise!!

what if I listed my dad as a creditor (as I should in the eyes of the law)

does this mean that my dad will get anything from the share of what the creditors get from my IPA thing?

just a thought !!

t666

:(does this mean i should make a new post as everyone seems to be ignoring this one now :(

philnicandamy

t666 wrote: »

just had another idea: is this another stupid one, please advise!!

what if I listed my dad as a creditor (as I should in the eyes of the law)

does this mean that my dad will get anything from the share of what the creditors get from my IPA thing?

just a thought !!

not really.....the receiver will take any monies from an IPA 1st then IF anythings left its spread between creditors