TPAs It started off as a 2009 NYR - time moves on - I need to be MF by mid. 2012!

taka

Awwww... fanks! You too! :kisses3:

I'm definitely the step before the cringing stage... No-one gets to come round to mine! :eek: My flat is chaos... absolute chaos! I've had the grand total of 8 people in my flat in the past 5 years! (and 6 of those were within a 3 day period - Xmas 08!)

*adds lots of black sacks to the shopping list :rotfl:*

cha97michelle

I am not sure if anyone actually has what you are calling a normal house. We all keep saying ours are cluttered. Therefore, we are normal.

I like my logic.

DansMum_2

When I say I want to chuck it out I mean all the cr*p I've collected over the years and get be flipped to sort it out into sell/charity shop etc....Really tempted to bag up all the stuff under the spare bed and just bin it.....

I think like you say TPA it would be a liberating experience!

Tesco_points_addict

What a pants day today has been.

Took a horrible phone call just as I was about to finish work today by some jumped up woman that obviously thought I was a imbecile and she knew everything about everything including my job:mad: Some people really know how to spoil a good day:(.:mad::mad::(:mad::mad::(:mad::mad::(

To add insult to injury I log into facebook to find out my nephew is in hospital and no one had told me:mad: I feeling a bit fragile anyway at the moment, you know, down for no reason, weepy just generally pantoroonies and even worse than all of that my one/exclamation button is broken and my M button is on its way out:(

Bleghhhhhhhhhhhhhh

TPAx

mummyofonechild

cha97michelle wrote: »

I am not sure if anyone actually has what you are calling a normal house. We all keep saying ours are cluttered. Therefore, we are normal.

I like my logic.

I like your logic too Michelle :rotfl:

gallygirl

Tesco_points_addict wrote: »

That said there is still a longgggggggg way to go until it looks like a 'normal' persons house (hmmmm, wonders what a Normal Person is actually like..let alone their house:p)

Feel free to visit me TPA and I'll show you a 'normal house' :A.

(I cut some pictures out of a magazine once :rotfl:).

Sorry to hear about nephew & pants to way of finding out, hope you're a bit chirpier & he is on the mend

Waves to all in manner of extremely brown person who is not very happy holiday is over but trying to be brave about it

taka

((((hugs TPA)))) I hope today is a better day.

DansMum_2

:grouphug: to you TPA xxx Sorry to hear about your Nephew... Is he any better today?? I know what you mean about being last to know things....

:bdaycake: for you have a big slice xx

I get days like that too - I hope you dont dwell on the call too much they're horrible xxx

Tesco_points_addict

Thanks for all your kind thoughts xxxx I am feeling much better today.....must be Friday;)

Today I had two letters; one from the pet insurance company upping the dog insurance from £10.50 to £16.76 per month:eek:

Will have to go on the cashback sites and see what magic I can work:)

Also got letters from our regular savers which are due to mature, I really want some advice......what would you do?? We have around £25k due (we have been paying into these accounts rather than over paying the mortgage as the interest rates were much higher on the savings compared to the 1.09% we currently pay on our offset mortgage). Bearing in mind we will need the money anyway in about 21 months to pay off the mortgage in full, would you pay off the 25k now (there are no penalties) or would you re invest the money in a hopefully higher interest account than the current mortgage??? Does any of that make sense?

Heres hoping.

TPAx

mummyofonechild

Can you reinvest for 12 months and then pay it off if you can get a better interest rate?