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TPAs It started off as a 2009 NYR - time moves on - I need to be MF by mid. 2012!

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  • Hi TPA, what a great diary!

    Nearly 70% mortgage off set in 4 years is fantastic! Wow I am super impressed

    I will be having words with OH about getting our own pre-loaded CCs that sounds a fab idea and i'm a tesco points fan too, mine go on magazine subscriptions - best present ever! and restaurant vouchers oh and I love exclamation marks too lol!
    ttfn cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK, time to 'fess up'.

    Last nights Tesco bill came to £138.87:eek:.
    :naughty: Tut tut - I disappear for a week & you go off the rails. Just as well I'm back. I'll be watching :cool:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Compingirl wrote: »
    Hi TPA, what a great diary!

    Nearly 70% mortgage off set in 4 years is fantastic! Wow I am super impressed

    I will be having words with OH about getting our own pre-loaded CCs that sounds a fab idea and i'm a tesco points fan too, mine go on magazine subscriptions - best present ever! and restaurant vouchers oh and I love exclamation marks too lol!
    ttfn cgx


    Welcome Compingirl, nice to 'meet' you. I keep thinking I should get into comping but never get round to it. Would love to get a letter in the post saying Congratulations you have won an iphone!

    GG I am afraid, very afraid! How was your holiday, and you alcohol consumption???:rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Oh I tell you what it's the worst idea ever to take OH's shopping, they chuck all sorts of rubbish into the trolley.

    That reminds me, I think I'll do an online shop whilst H2B is out lol
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • I have had such a treat today, a Sunday newspaper:D....OMG its amazing how such little things mean so much, makes me realise how much we used to take lifes luxuries for granted, which in turn doesn't make them feel special, we then end up spending more and more to get that 'luxury fix' we all feel we need.
    I'm waffling now:p

    I have updated all my spending diary posts - it was scary!

    Hope you are all having a lovely relaxing Sunday.

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    . I will update more tomorrow as I am really tired now. Lets just say I WILL NOT be shopping with hubby anymore:mad:.

    Of course, this is item 3.2.7 in the male handbook - how to get out of the weekly shopping; works every time :rotfl::rotfl::rotfl::rotfl::rotfl:
  • StuartGMC wrote: »
    Of course, this is item 3.2.7 in the male handbook - how to get out of the weekly shopping; works every time :rotfl::rotfl::rotfl::rotfl::rotfl:


    Yes alongwith:

    3.2.8 Never replace the toilet roll or thou' shall be expected to do it regularly

    3.2.9 Make wishy washy cup of tea, you will only be asked twice

    3.2.10 Wen washing up ensure you leave copious amounts of dried on food, you will never be asked to do said job again

    3.2.11 Mix at leat one red item with wifes white undies, you will never have to do clothes washing again

    3.2.12 .....I could go on, but I would get accused of nagging!:p

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • I have adjusted our monthly spends as I had missed out some important things!

    Also adjusted the gas/electricity spends as we are at year end and I am able to give an exact amount. £53 covers both, we are in a small 1980's 3 bed detached. I now its a lot less than some of our friends/family pay but how do you lot manage?

    Am off to finish tax return:eek:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    3.2.8 Never replace the toilet roll or thou' shall be expected to do it regularly

    3.2.9 Make wishy washy cup of tea, you will only be asked twice


    3.2.10 Wen washing up ensure you leave copious amounts of dried on food, you will never be asked to do said job again

    3.2.11 Mix at leat one red item with wifes white undies, you will never have to do clothes washing again

    3.2.12 .....I could go on, but I would get accused of nagging!:p


    :rotfl::rotfl::rotfl:

    Finished the tax return yet? I think you need a little luxury as a reward :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave wrote: »

    :rotfl::rotfl::rotfl:

    Finished the tax return yet? I think you need a little luxury as a reward :)


    Erm no, I got a little distracted! Am off to complete now, honest promise! Wish I hadn't started MSing at the end of March, if I had waited a week I would not have had to do a tax return this year at all:mad: - its only for 5 very small jobs with a profit of £4.30:rotfl:

    Scuttles away quick........................

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
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