📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

TPAs It started off as a 2009 NYR - time moves on - I need to be MF by mid. 2012!

Options
178101213122

Comments

  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Unsuprisingly I am exhuasted today and need a slap for being so stupid!:o

    and that was your day off :eek:. Well done on the parking ticket.
  • Evening all! Glad to report the last couple of days have been much quieter:p

    I am still recovering from the tiredness though:(

    I have managed to spend £0.00 in the last couple of days :T

    There is a big glass of red wine and box of Toffiffees on my lap - good job my lap is large as I need space for the computer too!:p

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I have managed to spend £0.00 in the last couple of days :T


    Well done!

    Hope you slept well last night :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Kate_A
    Kate_A Posts: 33 Forumite
    No spend days are fantastic - well done!!! So far I dont think I have managed even one no spend day :o

    Also wanted to ask what you use your Tesco points for? I am a bit of an addict too but I am really struggling to spend them. I have about £1000 worth of deals vouchers. In the past we used them on holidays but now with two little ones travel just doesnt really happen. We also used some at the beginning of this year to join the gym BUT the gym was sold and they closed the swimming pool down so we asked for a refund which rather nicely they gave us in cash - £500 so financially we really scored on that one. We both have tesco credit cards that we shop on (and pay off every month) so we get a fair whack of points every quarter. It is beginning to annoy me that I cant spend them :mad: Any suggestions???
    Mortgage Aug 2014£185000 Mortgage Today £167012
    Total Overpaid £17988


    :jSmall steps will get there in the end:j
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Kate_A wrote: »
    No spend days are fantastic - well done!!! So far I dont think I have managed even one no spend day :o

    I hardly ever have a NSD as I food shop everyday. I got rid off my freezer to save on electricity:D However, we do still have a TD and a DW so we're not saints.
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the NSDs. I am going away with work for a couple of weeks which will probably hurt the bank balance but I hoping to have many NSDs when I get back.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Kate_A wrote: »
    Also wanted to ask what you use your Tesco points for? I am a bit of an addict too but I am really struggling to spend them. I have about £1000 worth of deals vouchers. In the past we used them on holidays but now with two little ones travel just doesnt really happen. We also used some at the beginning of this year to join the gym BUT the gym was sold and they closed the swimming pool down so we asked for a refund which rather nicely they gave us in cash - £500 so financially we really scored on that one. We both have tesco credit cards that we shop on (and pay off every month) so we get a fair whack of points every quarter. It is beginning to annoy me that I cant spend them :mad: Any suggestions???


    Previously we have used our vouchers for: RAC cover, Christmas/Birthday gifts (mainly magazine subscriptions as you can send this to any address), days out Longleat was my favourite, nice with two little ones. They do offers in store sometimes, such as, double the value of your vouchers if you spend them on clothes, gardening, toys and wine(:o), they often get used on wine! I have also used them to book a nice hotel room, would never normaly pay the prices asked but it is nice to have bit of luxury every now and again - especially when its 'technically free'.
    If you look on line they have far more deals to offer than in the booklet they send through.

    I have to say the magazine subscriptions have always gone down very well with the recipients.

    Anyway I will be back later, wish me luck I am about to take the dog to the vets for his booster jabs, only problem, he dosn't like vets and tends to nip them:eek:

    TPAx

    MFW - We've only gone and blooming done it!
    May 2013:j
  • Kate_A
    Kate_A Posts: 33 Forumite
    Thanks for the tips - I can see a magazine sub in everyones christmas stocking next year! I will have to spend a bit of time looking at the website I think.

    Good luck at the vets :)
    Mortgage Aug 2014£185000 Mortgage Today £167012
    Total Overpaid £17988


    :jSmall steps will get there in the end:j
  • The new vet was so fantastic, dog still petrified but he didn't bite anyone!

    Went to Tesco on the way home and spent a rediculous three figure sum:eek:. I will update more tomorrow as I am really tired now. Lets just say I WILL NOT be shopping with hubby anymore:mad:.

    Had to spend half an hour rearranging the freezer to get everything in!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • OK, time to 'fess up'.

    Last nights Tesco bill came to £138.87:eek:. £10 of which will come from hubbies personal spends, however the rest was food and toiletries:eek:. I never want to go shopping with hubby again. I agree the freezer is now bursting at the seems but ..................... ah well, whats done is done!

    Had to fill up with diesel, that was another £46.12 and the vet bill was £37.26, good job yesterday was payday for me!

    I am hoping for a restful weekend. I have eight MSs booked for next week and one extra shift (not all on th same day this time!)

    TPAx
    PS Thanks for all your support everyone xxx
    MFW - We've only gone and blooming done it!
    May 2013:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.