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TPAs It started off as a 2009 NYR - time moves on - I need to be MF by mid. 2012!

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  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    TPA
    I'm much further East so seem likely to miss the weather hitting the area I grew up in (North of Bath and Bristol) and Wales; stay safe and warm.

    Waiting on the "confession"....
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Waiting for the confession and I have my wagging finger primed and ready to go.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • I'm suspecting another Kipling bag?! :think:
  • He he he, no not another Kipling bag! Actually when you say that my spends today suddenly don't seem so bad!:p

    Ok - confession time:

    Cotton traders 3 x tops £21.48 (what can I say its blooming freezing here)
    M&S Outlet: 1 vest and four pairs of long socks £6.25 (ditto above)
    Cards: £4.30:eek: comes under the heading of presents!
    Thorntons: 2 bags of toffee £1.98
    Harry Ramsdons: lunch yummy £4.99:eek:
    Makro: 48 toilet rolls & 200 heavy duty black bags £28.87
    Diesel: £27 - Essential

    Car service FREE:j

    It is a real eye opener how much the little spends add up - not got much left from my personal allowance of £75 this month - and it's only the 11th:eek:.

    My car is doing a fifth less mpg in the cold weather - is this normal?

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Yes your little spends add up but as I scanned the list, most are bargainacious in their own rights.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Yes your little spends add up but as I scanned the list, most are bargainacious in their own rights.


    Thanks MRN - I feel a little better now, I only have about £20 of personal spends left for the month though:eek:. Good job my hair cut isn't booked until the 1st Feb!

    (By the way the toilet roll was especially bargaincious as it is good quality - not the finger through on first wipe type:eek: Sorry TMI) Ch ch ch charmin! The name of the toilet roll!

    I've managed to book three MSs tonight, no spend ones and two out of the three in places I would be anyway, hopefully I can pick up a few more in the area of the odd one out!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    By the way the toilet roll was especially bargaincious as it is good quality - not the finger through on first wipe type:eek:

    I've just read this and I'm going Ahhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhuuuuuuuukkkkkkkkkkkkkkkkkkkkk
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    My car is doing a fifth less mpg in the cold weather - is this normal?

    TPAx
    Deliberately ignoring the toiler humour... yes, economy is affected by the seasons. The air temperature is lower but is below an optimum for the inlet (so your car will be "preheating" it by using a valve to send incoming air over the engine - in summer it will take direct; remember the old days when you twisted the air inlet nozzle down over the exhaust manifold?). In addition, traffic conditions lead to more congestion and less optimum driving, and finally, when defrosting the car it is idling whilst burning fuel as you scrape it down.

    I can see variation in my economy on this same basis in my spreadsheets; very slightly tempted to try the "premium" grade again but it didn't make difference in the autumn.. (saw standard unleaded locally now £112.9 and close to work £115.9 - wow that is really worrying!)

    HTH?
  • Sml - what:rolleyes::p

    Yes Stuart, thank you that is helpful, I thought I was going (even more) bonkers!

    Managed a full day in work and a Mystery Shop, but had to cancel two other MSs and my extra shift due to the accumilation of snow...again:mad:

    I am on leave tomorrow but I have a feeling we will be snowed in anyway.

    Managed a no spend day today - at last!

    Good quality toliet papaer anyone?:p

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • I should have said - those lovely long socks I bought went down very well in work today! I showed them to everyone, most people thought I looked like I should be in panto! But I was warm!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
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