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TPAs It started off as a 2009 NYR - time moves on - I need to be MF by mid. 2012!
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TPA
I'm much further East so seem likely to miss the weather hitting the area I grew up in (North of Bath and Bristol) and Wales; stay safe and warm.
Waiting on the "confession"....0 -
Waiting for the confession and I have my wagging finger primed and ready to go.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
I'm suspecting another Kipling bag?! :think:0
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He he he, no not another Kipling bag! Actually when you say that my spends today suddenly don't seem so bad!:p
Ok - confession time:
Cotton traders 3 x tops £21.48 (what can I say its blooming freezing here)
M&S Outlet: 1 vest and four pairs of long socks £6.25 (ditto above)
Cards: £4.30:eek: comes under the heading of presents!
Thorntons: 2 bags of toffee £1.98
Harry Ramsdons: lunch yummy £4.99:eek:
Makro: 48 toilet rolls & 200 heavy duty black bags £28.87
Diesel: £27 - Essential
Car service FREE:j
It is a real eye opener how much the little spends add up - not got much left from my personal allowance of £75 this month - and it's only the 11th:eek:.
My car is doing a fifth less mpg in the cold weather - is this normal?
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
Yes your little spends add up but as I scanned the list, most are bargainacious in their own rights.MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0
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Mortgage_Reduction_Novice wrote: »Yes your little spends add up but as I scanned the list, most are bargainacious in their own rights.
Thanks MRN - I feel a little better now, I only have about £20 of personal spends left for the month though:eek:. Good job my hair cut isn't booked until the 1st Feb!
(By the way the toilet roll was especially bargaincious as it is good quality - not the finger through on first wipe type:eek: Sorry TMI) Ch ch ch charmin! The name of the toilet roll!
I've managed to book three MSs tonight, no spend ones and two out of the three in places I would be anyway, hopefully I can pick up a few more in the area of the odd one out!
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
By the way the toilet roll was especially bargaincious as it is good quality - not the finger through on first wipe type:eek:
I've just read this and I'm going Ahhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhuuuuuuuukkkkkkkkkkkkkkkkkkkkk
Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Tesco_points_addict wrote: »My car is doing a fifth less mpg in the cold weather - is this normal?
TPAx
I can see variation in my economy on this same basis in my spreadsheets; very slightly tempted to try the "premium" grade again but it didn't make difference in the autumn.. (saw standard unleaded locally now £112.9 and close to work £115.9 - wow that is really worrying!)
HTH?0 -
Sml - what:rolleyes::p
Yes Stuart, thank you that is helpful, I thought I was going (even more) bonkers!
Managed a full day in work and a Mystery Shop, but had to cancel two other MSs and my extra shift due to the accumilation of snow...again:mad:
I am on leave tomorrow but I have a feeling we will be snowed in anyway.
Managed a no spend day today - at last!
Good quality toliet papaer anyone?:p
TPAxMFW - We've only gone and blooming done it!May 2013:j0 -
I should have said - those lovely long socks I bought went down very well in work today! I showed them to everyone, most people thought I looked like I should be in panto! But I was warm!
TPAxMFW - We've only gone and blooming done it!May 2013:j0
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