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The Ultimate Incentive to have an amazing 2010.

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  • dirtyepic
    dirtyepic Posts: 493 Forumite
    dippykitty wrote: »
    Glad you decided to stop lurking! Sorry to hear about your back problems - it sounds like you've got the rough end of the stick there but fingers crossed your physio helps!

    Thanks dippykitty, good to meet you too! Yeah, my back ...... at least the physio appt came round quite quickly, it took 3 weeks from my dr's referral for the hospital to get in touch and 4 weeks for the appt.

    So let's hope is a positive outcome from the appointment next week. Watch this space!
    DEBT FREE SINCE SEPTEMBER 2015 :beer::beer::beer:
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello DE, nice to meet you, and you're only up the road! Well done for reading through the whole lot - I tried that with Fay's stripey socks diary but never managed to quite catch up and now she's on a new one and I've lost the plot with it completely! Hope you feel better soon!
    Weightloss: 14.5/65lb
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    dirtyepic wrote: »
    Thanks dippykitty, good to meet you too! Yeah, my back ...... at least the physio appt came round quite quickly, it took 3 weeks from my dr's referral for the hospital to get in touch and 4 weeks for the appt.

    So let's hope is a positive outcome from the appointment next week. Watch this space!

    Keep us updated! :D
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiiii welcome! I am glad you have stopped lurking and are here to say hi!
    I hope you are ok with your back etc, it must be so frustrating :(
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Dirty Epic!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Welcome to Dinah's lovely home where we meet for tea, cakes and a nice chat.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    dirtyepic wrote: »
    Hi everyone,

    I am a very very long time lurker (that sounds so bad!). I started to read Dinah's very first diary just before Christmas and have just finished, last night, to catch up. So I am glad to admit I am right up to date. I feel like I kind of know everyone and feel like a bit of a fraud due to looking in from the outside and keeping up with everyone's news and photos and links to other blogs and diaries yet nobody has any idea that I have been there so its time to say hello.

    I am inspired by the determination and honesty of all members and friends on this diary.

    I have been down the long and nasty road of bad debt and got myself into deep trouble and declared myself bankrupt at the beginning of 2000. This was my only option at the time and although everything is correct and mended on my credit scoring or ratings (or whatever the terminology is these days) my bankruptcy still manages to creep up behind me and bite me again - very few and far between these days but its always there. I am glad I did go down that route as I was in a very bad place at the time.

    But now I have managed to rack up a bit of debt (nothing like previous). I can't class it as bad debt as it is manageable but I am working very hard to get rid and my snowball is predicting 30 months time I will be debt free.

    I am spending hours and hours on ebay selling stuff which I used to enjoy but it is now very time consuming and is more a chore these days.

    I have tried match betting in the past and really figured it out but then lost my interest so need to get my maths head on again and get that up and running.

    Unfortunately over the past three weeks I have been suffering from a bad back and awaiting physio (which is next Wednesday - Yay!) and have been off work. Great!!! I should be able to catch up with ebay, clear the spare room, start with the match betting, read up on starting a business with my sister etc etc. Oh no! No chance - due to the stupid amount of pain killer, anti-inflamatory, muscle relaxant medication I have been prescribed I have been completely spaced and managed to achieve absolutely zilch. Oh yes and I haven't been able to move anything, lift anything, iron anything or even plant seeds to get my veg going!

    So that is how I have managed to catch up - over the last three weeks I have managed to read between 10 and 30 pages of the diaries each day, usually whilst lying in a hot bath trying to relax.

    So a big hello to everyone here.

    I probably won't be a regular poster on here but may pop up from time to time but at least now I have had the chance to say hi!

    Keep up the very very good work everyone, I promise I will too.

    T
    aka dirtyepic

    dirtyepic wrote: »
    Hi Birdie85, pleased to eventually meet you. Yeah, the back's a right pain in the behind.

    I do stints of travelling to different parts of the country for my job and it looks like that has triggered it. So I have to make sure it's 100% okay before I get back to work. When I am on my laptop or watching TV I have to get up from my seat every 15 minutes and walk around so I have to set an alarm on my phone to remind me! I am also driving the long and exciting road to the Glastonbury Festival at the end of June so I WILL BE BETTER BY THEN!!! (capitals indicating sheer determination and not me shouting!!)

    I am one of these saddos who can't actually relax. I have to be doing something even when watching the telly or I have to read the newspaper whilst eating my tea or drinking a cup of coffee!! So these past three weeks have been extremely difficult for me!

    Hi there great to meet a lurker. I commend you for reading through so many reams and reams of us blithering on about absolutely nothing, with the occassional budget thrown in for good measure!

    I'm the same on the 'must do 10 things at once front'. I can't just sit and watch tv, unless I'm really ill. Equally I got a 17" laptop so I could have two windows side by side and be reading a thread and watching a movie at once and the like.

    Listed 51 things up onto ebay this evening.

    Made a work mate of kieran's the most diabolical cake I think I have ever created to celebrate his 30th birthday. A piccie will go on the blog in the next few days. Anyone thinking of buying the Magnolia bakery cookbook hold off until you see this!

    Went to see our conveyancing solicitor, signed the documents, and authorised her to exchange contracts whenever, however sticking to our guns about not completing until the 20th-25th. I'd like to exchange though, so we know its definately ours!

    Despite not finishing quite all the ebay stuff, tomorrow will be a fun day. Going to cut out a dress and hopefully start it, and my brother and I are going to make some cranberry flapjack.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    • Write to surveyors company
    • [STRIKE]Write to ombudsman[/STRIKE]
    • [STRIKE]Do mood board for sewing class [/STRIKE]
    • [STRIKE]Do health and safety book for sewing class[/STRIKE]
    • [STRIKE]Write up cupcakes on blog[/STRIKE]
    • Write up dress and mood board on blog Not going to get done - I handed the mood board in!
    • [STRIKE]List 70 things on ebay[/STRIKE]Listed 51 things but the 4 or 5 bulk lots I have left are photographed on NIMs phone
    • Order bridesmaids dresses Argh - give me measurements!
    • Do first matched bet Plan for this weekend.
    • [STRIKE]Finish Burning Bright[/STRIKE] Finished. Bit of a let down from Ms Chevalier actually after a great first few books. Have now started on 'Addition' by Toni Jordan
    • Do 4 vine reviews 3 done
    • Write a draft business plan for new product This weekend
    A very doable list I feel - but we'll see how the week goes!

    Don't think it will all get done, but then again I've taken a day off from the list to do some sewing and I'm not going to feel guilty about it.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    My jeez, FINALLY! Been properly twitching to post this, ahah!

    Dinah - I found this on my blog roaming today and thought it might be cute to go along side the sweetie thing you're doing! (Is that at the Reception btw? I don't know why but when you mentioned buying those plates for it I was thinking you were just having a random party!)

    & Hello to DirtyEpic!! :hello: Hope the physio helps with your back, and you lose the weight you want too for Glastonbury :)
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    What a fun idea Cinny! Has that gone into your mental wedding book?!

    I'm intrigued by the diabolical cake Dinah! Can you post linkies to your blogs again? They were in my favourites but have somehow disappeared!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
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