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Floozie does Frugal 2010
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coookiewoookie wrote: »Your debt diary is my inspiration * subscribed * xxx thanks for helping me ! and u didnt even know it !
Awww bless thank you - lets hope I can keep it up LOL it's only the third day in the year and I get bored easily!!
Have bought one Xmas present already. I ordered some Marc Jacobs Daisy perfume in the Boots half price sale on Xmas Eve. I also ordered some Ghost Cherish and collected them both on Thursday. I've had the Cherish before so knew I liked it, and the Daisy smells gorgeous on my friend so was sure I would like that. Anyway....I tried the Daisy and I wasn't that impressed with it. I put it away for a few days but again today I'm not so keen. So I've decided rather than use it just for the sake of using it because it's a designer perfume, I'm going to keep it for an Xmas present (for ex step mother in law) next year. I'm going to stick to the cheaper, sweeter perfumes I know I like (such as Ghost, and Britney Spears - can't believe I've admitted that on the world wide web LOL).Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
LIFE LAUNDRY POST
DAILIES LIST.....
1. [STRIKE]Tidy Kitchen (note I said tidy, not clean[/STRIKE]
2. [STRIKE]Tidy Living room[/STRIKE]
3. [STRIKE]Tidy Bathroom[/STRIKE]
4. [STRIKE]Go round, collect mucky washing[/STRIKE]
5. [STRIKE]Do 1 load of washing.[/STRIKE]
6. [STRIKE]Put aforementioned load of washing on clothes airer[/STRIKE].
7. [STRIKE]Take yesterday's drying off clothes airer, and put away[/STRIKE]
8. [STRIKE]Washing up[/STRIKE]
9. [STRIKE]Tomorrow's clothes for DS1 / DS2 & Me[/STRIKE]. (DS1 uniform sorted, DS2 not at school til Wed)
10. [STRIKE]Tomorrow's food for DS1 [/STRIKE]/ [STRIKE]DS2 & Me[/STRIKE]. (DS2 not back til Weds)
11. [STRIKE]Check DS2 book bag[/STRIKE]. (DS2 not back til Weds) Remind DS1 he might have homework.
12. [STRIKE]Go through DS2 reading book with him[/STRIKE]. (he didn't bring one home with him at the end of the term)
13. [STRIKE]Make evening meal.[/STRIKE] Pie, Mash & Veg.
14. [STRIKE]Do MSE daily update for anyone who is interested[/STRIKE].
15. [STRIKE]Check internet banking[/STRIKE]
16. [STRIKE]Check e-mails[/STRIKE].
17. [STRIKE]Find 5 items that must leave the house the following day[/STRIKE].
18. [STRIKE]Clear Hotspots (Kitchen table, Computer table) **NEW**[/STRIKE]
OPERATION FATBUSTING
This isn’t going great. As soon as I experience a shift away from my normal routine my whole life goes to pot. A quick weigh this morning shows that I have gained 4.5lbs since I last went to WW three weeks ago. So, I’m(NOT) going to go back to class tonight and start again as of tomorrow. No unrealistic targets for today. I’m back at work on Wednesday so hopefully I should be able to re-establish a routine.
OPERATION CLUTTERBUSTING (AIMS FOR TODAY)- [STRIKE]Do dailies. [/STRIKE]
- [STRIKE]Clean TV[/STRIKE]
1. [STRIKE]Plan to go bowling today so hope it doesn’t cost any more than £20[/STRIKE]. (have decided not to go!!!)
2. Need to buy sandwich stuff for the rest of the week. Try not to spend more than £5 at supermarket today GRRR - spent £10.45.
OPERATION BOOKWORM
[STRIKE]Have nearly finished the Peter Falconio book[/STRIKE]. Finished it now, very sad.Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
Hi IF.... And Happy New Year!
Just to let you know I have subscribed to your shiny new diary and will be travelling along with you again this year if you don't mind? I am hoping some of your organisational skills might brush off on me!
Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
natsplatnat wrote: »Hi IF.... And Happy New Year!
Just to let you know I have subscribed to your shiny new diary and will be travelling along with you again this year if you don't mind? I am hoping some of your organisational skills might brush off on me!
Nats x
Hi Nats, that overdraft figure is looking good, well done!!!!! Good to have you on board (again)Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
MONEY POST
Days to payday: 11
Money in bank : £216.17
Money in purse: £11.00 +21.00 in a separate purse for bus fares + £3 luncheon vouchers
Grand Total: £251.17
Money spent since last update:.£0.00 - another no spend day - that's 4/5 now.
Grocery budget: £280.00 / £152.66 spent / £127.34 remaining
Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
My bus fare budget: £39 / £18.00 spent / £21.00 remaining
Everything else budget: £297.67 / £98.62
Got £3 in luncheon vouchers today in the post so I have amended the “everything else” total to take into account I will be paying for £3 of shopping with vouchers.
Tried to re-join a mystery shopping company that I used to work for called Frontline Focus. I’ve registered and it says I will hear from them within two weeks. Joined another survey company (who I also have to wait to hear from) and did a One Poll survey for 10p (balance now £3.50)
Got annual loan statement from Natwest (the one with the balance of £6000+). I have officially made 12 payments off my 60 month loan, so that’s 48 payments left. Signature updated accordingly. I think the number of months outstanding is right on my siggy for all my loans now.Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
5.35am?! WONDER WOMAN!
I think you're well on track for the month! Well done!Debt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000 -
MONEY POST
Days to payday: 10 (WOOHOO).
Money in bank : £188.72
Money in purse: £31.00 +21.00 in a separate purse for bus fares*.
Grand Total: £240.72
Money spent since last update:.£10.45 on groceries last night at Morrisons - £3.00 of luncheon vouchers used.
Grocery budget: £280.00 / £163.11 spent / £116.89 remaining
Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
My bus fare budget: £39 / £18.00 spent / £21.00 remaining
Everything else budget: £297.67 / £98.62
Did two surveys @ 5p each on one poll this morning so balance is now £3.60.
Very bad snow today here. It's been on the ground every day since 17th December so that's 20 days! I can't remember when it was last like this. DH has got into work with difficulty, but eldest DS school was closed, and youngest DS isn't back at school til tomorrow. I really hope the schools are open tomorrow as I'm back at work. (every weekday til middle of Feb now boo hoo).Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
LIFE LAUNDRY POST
DAILIES LIST.....
1. [STRIKE]Tidy Kitchen[/STRIKE]
2. [STRIKE]Tidy Living room[/STRIKE]
3. [STRIKE]Tidy Bathroom[/STRIKE]
4. [STRIKE]Go round, collect mucky washing[/STRIKE]
5. [STRIKE]Do 1 load of washing[/STRIKE].
6. [STRIKE]Put aforementioned load of washing on clothes airer.[/STRIKE]
7. [STRIKE]Take yesterday's drying off clothes airer, and put away[/STRIKE] .
8. [STRIKE]Washing up[/STRIKE]
9. [STRIKE]Tomorrow's clothes for DS1 / DS2 & Me[/STRIKE].
10. [STRIKE]Tomorrow's food for DS1 / DS2 & Me[/STRIKE].
11. [STRIKE]Check DS2 book bag[/STRIKE]. Remind DS1 he might have homework.
12. [STRIKE]Go through DS2 reading book with him[/STRIKE]. Not back at school yet so doesn't have one.
13. [STRIKE]Make evening meal[/STRIKE]. Not made yet, but know what I am having - chicken breast with cheese, salad and potato wedges.
14. [STRIKE]Do MSE daily update for anyone who is interested[/STRIKE].
15. [STRIKE]Check internet banking[/STRIKE]
16. Ch[STRIKE]eck e-mails[/STRIKE].
17. [STRIKE]Find 5 items that must leave the house the following day[/STRIKE]. Did this by tidying out the iron cupboard. Got rid of: 1. Old iron (that doesn't work anymore, why have I kept this for so long???) - 2. umpteen gift bags for birthdays and Xmas (kept with good intentions, but sadly crushed beyond recognitions and I don't think people would thank me for handing them gifts in there). 3. An old hot water bottle cover. 4. Skanky old lunch box that I used to keep pegs in (pegs now transferred to nice, clean Quality Street tin). 5. Old cool box type lunch box.
18. [STRIKE]Clear Hotspots (Kitchen table, Computer table) [/STRIKE]
19. [STRIKE]Feed cat[/STRIKE].
OPERATION FATBUSTING
I made chocolate brownies yesterday – nuff said. Am looking forward to getting back into a routine tomorrow. Am actually fed up of eating carp. Another 1lb gained since yesterday, if not careful I will be back in another stone bracket
OPERATION CLUTTERBUSTING (AIMS FOR TODAY)- [STRIKE]Do dailies[/STRIKE].
- [STRIKE]Find five items to leave the house. [/STRIKE]
- [STRIKE]Declutter the cupboard where my iron lives[/STRIKE].
No aims really. Don’t need to go to Morrisons although I am having my hair cut at lunchtime so I’ll be spending there, but it’s ages since I last had it cut. Have budgeted £20 so any change will go in my £365 in 365 tin. Bloody hell! Good job I took £20 with me, it was £19.50 *gasp, wheeze*
OPERATION BOOKWORM
Started a book called “Beyond the Breadline” by Fran Abrams “Living on the Minimum Wage” . I thought it was appropriate given the circumstances. Didn't get any of this read, but Tuesday IS magazine day so I finished Closer and Now, which had been delivered in the morningStart Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230 -
Still going really well Floozie. Will you put anything left at the end of the month to your 365 challenge?CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Still going really well Floozie. Will you put anything left at the end of the month to your 365 challenge?
No, anything that's left *laughs hysterically* will have to go to one side to put towards the 'next big thing', which is the car insurance due in May. I have got some savings put away but I don't want to touch that so have to make the effort to get at least £500 away for the insurance (although realistically I bet it is more). However judging on past experience, the back end of the month seems to be when things go to pot for me so I'll end up putting petrol in it, or paying towards something DH related.Start Date: 27/11/2010
Padding: Day 42
Target £8000
Amount: £562.230
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