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Floozie does Frugal 2010

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  • Floozie, I hope you don't mind me jumping on your diary. You're so organised!!! I love your methodical ways of thinking & planning. I'm inspired!!!
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    *waves to flying fresian* good luck with the budgeting lark. It takes a while to fine tune it, so don't get too diseheartened
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Hi Floozie !
    Great organised SOA. Am fellow hoarder.
    Am also tempted to keep fairy lights up.
    Is so easy to graze on choccy biscuits etc - no washing up !
    Will follow with interest.
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
  • Intergalactic_Floozie
    Intergalactic_Floozie Posts: 1,600 Forumite
    edited 3 January 2010 at 4:33PM
    WAVES TO EVERYONE WHO HAS POSTED ON THE THREAD. Total life overhaul - I like it!!!

    PROJECT DECLUTTER: Yesterday's items that got thrown out.
    7 x books to the Library (they accept donations, and it's closer than a charity shop).
    PROJECT CLUTTER BUSTING: AIMS FOR YESTERDAY:
    1. Take Christmas decorations down (although personally I think fairy lights at your window 365 days per year should be acceptable). Still need to do this. In my defence, yesterday was a busy day.
    2. Take down Christmas cards, put them in a separate bag and take them to Morrisons to be recycled. Still to do this (as above). Although I have discovered I can put them in the ordinary recycling bin, so I'm not needing to take them to Morrisons after all.[STRIKE]
    3. Take Books from book shelf declutter up to the library as donations.[/STRIKE]
    This wasn't on the list but I did three more shelves of my six shelf book-case and threw away a load of stuff, married bits of games up to one another etc...two Roses Tins (empty of course) came in handy for putting silly little toys away in. Threw away DS1's Year 7 school workbooks and DS2's Year 1 theme book. DH wouldn't let me throw them away when they came home in July, but to my knowledge he hasn't looked at them since and I bet he never notices.

    PROJECT FAT BUSTING: AIMS FOR YESTERDAY
    1. Make sensible choices. was fine until I got in from football and was depressed and starving so had a kit kat chunky and a mince pie.
    2. Aim to not have ANY chocolate today. Does a kit kat chunky count as chocolate? *(inserts hopeful face*)
    *****************************************
    PROJECT BUDGET: AIMS FOR YESTERDAY
    1. Low spend day (Achived a no spend day by only spending on groceries)
    2. Get something in for tonight's tea and spend less than £5 at Morrisons in doing so. Spent £6.39 - those robbin gits got me again! I hate it when they put special offers out but they're badly placed. I saw 4 x Bernard Matthews Turkey Burgers on offer for £1, so threw some into my trolley. Got to the check out and was charged £1.89 for them. Went back to Freezer to investigate and saw that I had picked up Turkey steaks, which were next to the burgers in exactly the same packaging but at a price of £1.89. I was gonna take them back to customer services in an MSE inspired rage, but DH pointed out it was onlu 89p difference and there was a queue. I hate queueing so I swallowed my principles. Saved £1.40 on whoopsied items for our tea though.

    Days to payday: 13
    Money in bank : £235.16
    Money in purse: £11.00 +21.00 in a separate purse for bus fares
    Grand Total: £267.16

    Money spent since last update:.£6.37 on groceries.

    Grocery budget: £280.00 / £133.67 spent / £146.33 remaining
    Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
    My bus fare budget: £39 / £18.00 spent / £21.00 remaining
    Everything else budget: £297.67 / £95.62

    Found 12p on the floor so I quickly swiped that up and put it in my £365 in 365 account.
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • Intergalactic_Floozie
    Intergalactic_Floozie Posts: 1,600 Forumite
    edited 4 January 2010 at 8:48AM
    PROJECT FATBUSTING: AIMS FOR TODAY
    • Sensible choices. Skipped meals and grazed on biscuits and crap all day long, along with a proper Sunday dinner for tea
    • No chocolate - whoops. Ate the chocolates that were in the box along with a bottle of champagne given to DH when he helped out at that party on boxing day.
    • Drink 2 litres of water. Nope, didn't manage this either!
    PROJECT CLUTTERBUSTING: AIMS FOR TODAY:
    1. [STRIKE]Take Christmas decorations down[/STRIKE] WOW. Looks really uncluttered now! Xmas tree is on landing waiting for DH to get out of bed and put it in the loft, now we've lost the garage key so it can't go back in there.
    2. [STRIKE]Take down Christmas cards, put them in recycling bin[/STRIKE]. DS2 helped me with this as it entailed him standing on a coffee table to reach the highest parts of the door (where the cards were blu tacked). It took him about ten minutes cos each time he took a card down he'd say "I've only got 1,2,3....37, 38 to go now"!!
    3. [STRIKE]As it’s a Sunday and charity shops are not open, need to find five items to throw out[/STRIKE]. This was easy, in fact I have thrown out many, many more
    4. [STRIKE]Clear hotspots (kitchen table, computer table[/STRIKE])
    5. [STRIKE]Clean living room windows[/STRIKE]. Done, even though I thought it looked good with ghost snowflake prints on it.
    Living room; Also cleaned the fireplace, pulled both sofas out, picked up detritus and hoovered behind them, cleaned UPVC round windows and cills, decluttered mantlepiece, decluttered a plastic storage box which had lots of odds and sods in it and cleaned the laptop (which was disgusting). I can honestly say now that the living room is officially decluttered, and there's nothing in here that shouldn't be in there.

    PROJECT BUDGET: AIMS FOR TODAY
    1. No spend day (apart from groceries) - Achieved, spent £18.99 on groceries.
    2. Get something in for tonight;s evening meal, spending no more than £5: Had pork joint (£3.71), bag of "seconds" potatoes at £0.39 reduced from £0.69, and a bag of veg at £1.39 so I portion wise, I am well under as the potatoes and veg will do two nights
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • GRRRR - I have been taken in YET AGAIN by Morrisons bloody special offers. I went there today and DH texted me to remind me we needed cat food. On one shelf were the pouches 2 for £5 (excluding senior) and on the shelf above were 2 for £5.50 and I stupidly didn't read the sign and just assumed it would be senior (seeing how it was dearer) but got to the till and oh no, it's gone through at full price which is £3.67 x 2. So, that's an extra £2.73 the !!!!!!s have had out of me in two days - GRRRRR!!!!!
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • I've decided to do myself another challenge, my own little personal one: "the reading challenge" although I'm sure I'm not the only person out there with umpteen million books to be read, so I'm setting myself a challenge to read them all, starting with a compulsory 20 pages per day!

    So: As of today, I am halfway through a book called "Where's Peter?" which was given to me by a friend. http://www.amazon.co.uk/Wheres-Peter-Unravelling-Falconio-Mystery/dp/0732281679/ref=sr_1_1?ie=UTF8&s=books&qid=1262533413&sr=1-1
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • I'm really into the fly lady (ish) way of life now, but I'm back at work on Wednesday so it's possibly my enthusiasm will wane, so to keep on top of things I'm inventing a dailies list, which must be done - erm - daily!!! Now, I am out of the house from 5:35am, so I have to start doing these when I get in from the school run, which is usually around 3:30-3:40pm.

    DAILIES LIST.....
    (these must be done before bedtime)
    1. Tidy Kitchen (note I said tidy, not clean :)
    2. Tidy Living room
    3. Tidy Bathroom
    4. Go round, collect mucky washing
    5. Do 1 load of washing.
    6. Put aforementioned load of washing on clothes airer.
    7. Take yesterday's drying off clothes airer, and put away (I don't do ironing).
    8. Washing up
    9. Tomorrow's clothes for DS1 / DS2 & Me.
    10. Tomorrow's food for DS1 / DS2 & Me.
    11. Check DS2 book bag. Remind DS1 he might have homework.
    12. Go through DS2 reading book with him.
    13. Make evening meal.
    14. Do MSE daily update for anyone who is interested.
    15. Check internet banking
    16. Check e-mails.
    17. Find 5 items that must leave the house the following day.
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • MONEY POST

    Days to payday: 13
    Money in bank : £216.17

    Money in purse: £11.00 +21.00 in a separate purse for bus fares
    Grand Total: £248.17

    Money spent since last update:.£18.99 on groceries.

    Grocery budget: £280.00 / £152.66 spent / £127.34 remaining
    Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
    My bus fare budget: £39 / £18.00 spent / £21.00 remaining
    Everything else budget: £297.67 / £95.62

    I know I only went to Morrisons for something for tonight's tea, but then DH reminded me we needed cat food and I thus went a bit overboard:
    Loo roll: £1.26 (value)
    2 x ready made burgers (the type you microwave, they were 50p each, reduced from £1).
    2 x packs of cat food @ £3.67 each. GRRRR.
    Pork shoulder: £3.71
    Bottles of water for DS1 for school: £1.45 for 6.
    12 x eggs - £1.80
    Chicken Tikka sandwich filler: Reduced from £1.19 to £0.65
    Seconds potatoes: Reduced from 69p to 39p
    Veg: £1.39
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • Your debt diary is my inspiration * subscribed * xxx thanks for helping me ! and u didnt even know it !
    Storecard = £5 per month (interest frozen)
    Halifax cc = £1027 not currently payin:o
    Halifax overdraft = £1700not currently payin:o
    Barclaycard = Pay £15 per month (interest frozen)was 1209 now £994
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