Floozie does Frugal 2010

moo2moo

Fairly sure you've over estimated your gas bill.

3 x 115 units = 345 units.
But the first £45 of the bill you based this on was at double the cost of all the other units so your bill is more likely to be 3x your bill - [1/2 of £45 x 2] or
£ 435

but thats based on 45 units more than you've used so £410 would be more realistic.

maman

Intergalactic_Floozie wrote: »

I keep opening my lovely decluttered cupboards and looking in them! Even DH is very impressed. I found three plastic concertina / wallet file things. I condensed all my seven years of paperwork into one of these wallets, and the other two I have turned into the kids memory boxes with school reports, certificates and any cute artwork / things from school I decided to keep. It was a real trip down memory lane for me yesterday! Even found old gas bills from when my direct debit was only £40 per month! If either of the DS’s get married, their best man is going to have a field day with the amount of material the school has provided.

Well done floozie, still sticking at it!:T
That's the trouble with sorting cupboards you spend so much time reading things and reminiscing that it takes twice as long!
Since being inspired by you I've cleaned out my fridge and I'm enjoying gazing at the tidiness of it all too.
Next I must copy you with trying to get some reading done. There has to be more to life than all the domestic stuff!

I'm going to get off here now and clear my bathroom cupboards. Someone on here has a 'no toiletries and perfume' challenge so I'm going to make a list and copy their idea.

Intergalactic_Floozie

Days to payday: 5
Money in bank : £133.44
Money in purse: £0.30 +12.00 in a separate purse for bus fares.
Grand Total: £145.74

Money spent since last update:.£0.00 - my fifth non spend day, which was my target for January!!!

Grocery budget: £280.00 / £221.26 spent / £58.74 remaining
Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
My bus fare budget: £39 / £12.00 remaining
Everything else budget: £297.67 / £70.82

Verbatim

Well done there. Your totals are looking really good and sooo close to payday now.

natsplatnat

Hi IF!

With lists like yours.... I think you can grant yourself a 'lazy-itis' day!

Intergalactic_Floozie

Days to payday: 4
Money in bank : £105.94
Money in purse: £17.30 + 9.00 in a separate purse for bus fares.
Grand Total: £132.24

Money spent since last update:.£13.50
£1.50 - tea fund
£3.29 - mystery shopping outgoings
£8.70 - school dinners (DS2)
£0.01 - copper jar

Grocery budget: £280.00 / £221.26 spent / £58.74 remaining
Petrol Budget: £110.00 / £105.79 spent / £4.21 remaining
My bus fare budget: £39 / £9.00 remaining
Everything else budget: £297.67 / £57.33

I've had to pay DS2's school dinners from this month's budget seeing how I am nearly £100 overdrawn in my bills money

Had a really nice lunch today courtesy of the mystery shopping company! I haven't had a shop bought sandwich in ages.

Lots of slush on the roads meant DH had to have a day off work (took him 2.5 hours to travel 3 miles before he gave it up as a bad job and turned around) so he's done the cleaning up for me.

Verbatim

How do you work your bills money then? Is it in a separate account?

Glad your OH has done the cleaning but why "for you"? He lives there too!

Intergalactic_Floozie

Verbatim wrote: »

How do you work your bills money then? Is it in a separate account?

Glad your OH has done the cleaning but why "for you"? He lives there too!

All my income goes into a Natwest current account.

All the bills come out of that and so did school dinners paid for by cheque because I couldn't find any HSBC cheque books (although I have found plenty now that I have decluttered!).

I move DH's pocket money into a linked savings account with a solo card.

I then move everything that is left over to my HSBC current account and that's what I live off.

And as for saying 'for me' I guess it's just that if he cleans up, I see it as a favour to me, because otherwise I do it. Although I did blow my stack yesterday when I found his dressing gown on the floor again, and a wet towel still on the bathroom floor, and I asked if I was trying, then the least he could do was tidy up after himself.

Intergalactic_Floozie

Intergalactic_Floozie wrote: »

7.


OPERATION CLUTTERBUSTING (AIMS FOR TODAY)

• Set about as many cupboards and draws in the kitchen as I feel like (there are 7 single cupboards, 3 double cupboards and 6 sets of draws. So far I have done 2 double cupboards, 1 single cupboard)

So far have done 2 double cupboards, 1 single cupboard and 4 drawers

Verbatim

Crikey you're up and at it early!

If you've got £105.94 in your acct is that the HSBC but you're £100 o/d in your bills a/c so that's your nat west bills account. Have I got it right? Are you o/d because you forgot some bills or are you paying off a historic overdraft gradually?

Either way you're doing fantastically and decluttering and slimming at the same time as working full time and mothering your kids. Phew.