Frugal Fresian's 2010 Adventures

hypno06

Debt free by your birthday is definitely looking good!

Have a good day!

tomtombeanie

I likes me a plan! Sounds like you're on track for yours xxx

beanielou

MellyB wrote: »

Oh god don't say that! I'm 30 on the 1st.. :eek: :eek:

Better than being 40 on the 1st:rotfl::rotfl:
(Sorry, its my sense of humour)

beanielou

Looking good for debt free by 30:D
Nothing like stating the obvious but thats only 11 months:j
Sorry 10 months.

knithappens

flying_fresian wrote: »

I should be in the shower by now but....

According to the snowball calculator, if I can find £500 per month to service my debts I will be debt-free in November.

1. This includes the money I spend on my minimum payment (£128) so only £372 to find

2. Rent from lodger will be £300 per month from February (end of month) so only £72 to find

3. Should also have a bonus in March from work so will be able to make lump sum payment then (Probably no more than £300 as paying for holiday funtimes too)

It's looking more and more likely that I will be debt-free in December in time for turning 30 :j:j:j:j

thats brill news, perfect motivations me thinks

gilligansyle

That will be really good if you can definitely do it by your birthday. Can't remember, are you on the birthday challenge?

beanielou

How long do u think your lodger will stay then?

Silaqui

Sounds good, imagine the fun you can have on your birthday running it all back up again :rotfl:

Nah, if you're anything like me you'll be looking forward to that first month of being debt free when suddenly - shock horror - all your money is actually yours! I can't wait... :j

I'm still on for my birthday too according to the spreadsheet - just got to stick to the plan now!
x

cocalls

morning ff-cant sleep i know your loan is from your work (i think thats right isn't it?) but have you tried asking them the amount for a full and final settlement? You might be able to get quite a bit off?? Just a thought.........

mooomin

cocalls wrote: »

morning ff-cant sleep i know your loan is from your work (i think thats right isn't it?) but have you tried asking them the amount for a full and final settlement? You might be able to get quite a bit off?? Just a thought.........

Morning Cocalls!

Hope you're back in bed now

My loan is from work but I can't get a F&F as I'm not in arrears etc so I don't think it works like that? *yearns for confused smiley* If I can repay in November/December though I will be repaying it a few years early so it will be less than I'm budgeting for at the moment.

I might see if I can get a repayment figure today/tomorrow and see what that works out as...