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Go For It - My 2010 Diary of Need!

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Comments

  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi CeeBeeby,

    Just popped in to say hello. Love your diary, it's filled with such enthusiasm. Makes me tired just reading it! lol.

    I'll have to be organised like you and do some meal planning, but more so to loose weight rather than anything!

    Take care.
    LL xx
    £38,000 and change to £0
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Day 26 - Tuesday
    Money Spent - zero
    Extra Money Earnt - zero
    Money Saved - zero
    Hours / Days since last cigarette - 3 and 4 day weeks
    Number of sweets / cakes etc. - About 7 Thorntons Chocolates :mad:
    week weigh in: (12.11) -2lb = 3 / 35lb.
    HL Score: 5/10 - going down!!!
    Flying Stars: 0 for this week (so far!!)

    Never caught up with Monday's blog, and am late writing Tuesday.

    Was majorly late home from work, should have been in at least 2 hours earlier, the result was totally tired and CBA (a new abbreviation learnt from Flying Thread!!! :p). However, this means it's Wednesday and not one drop of cleaning has been done since (okay, a quick S&S of kitchen, but prob doesn't count in the big scheme of things).

    2 days till payday and 5 days till end of the month ... I think we're almost definitely going to make it :j:j

    Thanks for the comments on the thread - I love them, and they keep me going x
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What does CBA mean then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Can't or Couldn't Be ***** - the starred word means 'bothered', but a different word that is rude for bottom / derriere and begins with A and is a bit like another word for a donkey IYSWIM!!!
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    edited 27 January 2010 at 11:00PM
    Day 27 - Wednesday
    Money Spent - zero
    Extra Money Earnt - zero
    Money Saved - zero
    Hours / Days since last cigarette - 3 and 5 day weeks
    Number of sweets / cakes etc. - 1 Thorntons Chocolate (so far!) and 1 chip ... not too bad!
    week weigh in: (12.11) -2lb = 3 / 35lb.
    HL Score: 6/10 - going down!!!
    Flying Stars: 2 for this week (so far!!)

    Spent 4 hours cleaning my blasted cooker!!! I hope I never have to spend that long again - how revolting!

    DH is out late tonight, so am hoping desperately to make two stars at least by the time he gets home. The good thing is though, this means the pasta can be flung together and noshed in 5 mins flat with garlic bread!!! Yummy! Edited later on in the evenign, the pasta was so vile that we all refused to eat it! The sauce was a Tesco finest stuck at the back fo the cupboard - bleurgghhhhhh!!! Had to have toast to keep us going!

    No more earning going on, although am gathering lots and lots of ebay / car-boot sale boxes - just need to find the appropriate outlet now!!! Once my house is at tip-top stage perhaps I can start on that.

    Meal planning day tomorrow, plus Feb's first shopping week - will need to buy some 'extras' as running very short on some things now.
  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Got ya!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    edited 28 January 2010 at 11:08PM
    Day 28 - Thursday
    Money Spent - LOTS (Car Repair Day!!!) Think by the end of the day it was about £550 ish!!!!! ARGHHHHH
    Extra Money Earnt - zero
    Money Saved - zero
    Hours / Days since last cigarette - 3 weeks and 6 days
    Number of sweets / cakes etc. - a few, but not too many.
    week weigh in: (12.9) -2lb = 5 / 35lb. :j
    HL Score: 6/10 - going down!!!
    Flying Stars: 2 for this week (so far!!)

    Another 2lb off - yippeeeeeeee!

    Cars in the garage getting some TLC! Am waiting for the call to tell me how much.

    Have also spent my last January budget money. £42.50 on petrol (so ended up £4.50 over, however .... there will be at least 3/4 of a tank left for starting Feb with, so I guess it could be an accrual!). £4.76 on some essential groceries (actually, have left receipt in car, so need to double check the amount before updating sig block).

    Have withdrawn the cash for DH's birthday and DD payback, so all to plan so far!!! Paid catalogue bill.

    Raised £250 for Haiti Children with talent show. Chuffed to bits x
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    Week 5 (w/c 01/02/10) Meal Planning

    What's left in the store AFTER all plans have been made (i.e. to start w/c 08/02 with)!

    Planned Shop for 31/01/10 - everything gets used up
    Budget Available - £25.00 for us, £25 for month for pets
    US
    Whoopsie Bread £1.00
    Fruit (at least 28 pieces + apples for apple sauce) £2.00
    Vegetables (include veg stir-fry; onion; tomato; Sunday veg) £2.00
    Squash x 2 £0.50
    Weetabix £1.00
    Milk £1.50
    Porridge Oats – 60p
    Ham / cold meat- £1.00
    Quorn chunks - £2.00
    1kg butter - £1.50
    SP Marg for baking – 30p
    Loo Roll (Lots) - £3.00
    1 tin beans – 30p
    1 tin spaghetti – 30p
    Lump of cheese for omelette / spaghetti - £1.50
    Bacon if whoopsied – £1.00
    2 tins of soup - £1.00
    2 x pieces of Whoopsie Meat - £3.00
    Potatos for Sunday roasties / Saturday Wedges - £1.00
    TOTAL - £24.50
    Pets
    Rabbit Food - £2.00
    Cat Food - £2.17
    Hamster Food - £1.50
    Fish Filter - £6.00
    Total: 11.67

    Freezer

    3 packets pancakes
    Turkey Pieces – small packet
    Pork meatballs
    2 pepperoni pizzas
    ½ pkt veggie mince
    1 pkt fish pie / cheese sauce
    6 pork and apple sausages
    Frozen Lemon Chicken Sauce
    1/2 bag of frozen strawberries
    1 chicken fajita thing
    vanilla icecream
    2 pkts w/w tortilla wraps
    pkt frozen mash
    1 pot of cream

    Fridge

    Jam / Lemon Curd / Marmalade
    2 tubs cheese spread
    20 eggs
    Beer!
    Lots of Marg / Butter / Trex

    Cupboards

    Dried Spagetti - large packet
    2 bags of rice
    1 tin meatballs
    1 tin tomatos
    1 tin chick peas
    2 tins rice pudding
    2 tins sliced peaches
    value noodles
    1 small jar dolmio pasta sauce
    Sweet and Sour Sauce
    Dolmio Bolognaise Sauce
    Cereal: frosties / sugar puffs
    Tea / Coffee / Hot Chocolate / Sugar
    All sorts of home baking stuff incl. 2 jars mincemeat
    Herbs /spices / stock cubes / Ketchups (every flavour) (lots)
    chilli sauce
    4 pkts instant custard
    Few biscuits and crisps left (not much)
    1 pkt chicken soup
    Drinking squash

    Meal Plan

    Monday 1st Feb
    Breakfast: Cereal
    Lunch: Sarnies incl. Twink Cookies
    Dinner: Veg stir-fry in black bean sauce. Turkey / Quorn

    Tuesday 2nd Feb
    Breakfast: Cereal
    Lunch: Sarnies
    Dinner: Pizza (HM Tortilla pizza for me / A) and noodles

    Wednesday 3rd Feb
    Breakfast: Pancakes / Cereal
    Lunch: Sarnies or left over tortilla wraps
    Dinner: Spagetti with pork meatballs / carrots / bolognaise sauce

    Thursday 4th Feb
    Breakfast: Cereal
    Lunch: Sarnies
    Dinner: Tinned soup and chunky bread

    Friday 5th Feb
    Breakfast: Cereal
    Lunch: Sarnies
    Dinner: Mum and Dad both out / Kids at Grans

    Saturday 6th Feb
    Breakfast: Bacon (if whoopsied)/ Egg / Toast
    Lunch: Cheese, Tomato and Onion Omelette
    Dinner: HM Potato Wedges; Whoopsie Meat (pref cheap steak)

    Sunday 7th Feb
    Breakfast: Porridge
    Lunch: Whoopsie Meat (pref Pork Joint), potatos, veg, apple sauce and gravy; rice pudding
    Dinner: Spag / Beans or Noodles on Toast

    (make s&s pork with any lefties)
  • You are doing so well - would love to know how you do the tortilla pizza as I'm pretty sure i've got everything I would need to make it - do you pre-bake the tortilla?
  • ceebeeby
    ceebeeby Posts: 4,357 Forumite
    Part of the Furniture
    edited 31 January 2010 at 5:58PM
    January Archive

    My MSE Goals that are going to help me this year!

    No Clothes Buying - I will not buy any clothes during 2010 for myself!
    No Toiletry Purchasing - Until the very last drop in the house has been used up!
    No Spend Days - I will have 15 NSD days per month (at least)
    Meal Planning - To plan all meals at least one week in advance.
    Grocery Spends - January is £60 (will work out February's a bit closer to the time!)
    Grow Your Own - I'm going to see if a gardener at work can spare me a couple of seed spuds, and I'm going to try and grow them in a black bin that's just randomly lying around in my garden!
    Sewing Room - I'm going to use scraps lying around the house to make my own patchwork quilt, plus any wee Xmas / Birthday gifts possible.
    Payment a Day - I'm aiming to ease into this one once I can see the light for the tunnel!!
    Weekly Flylady - Keeping the House in order!!! Keeps me Exercising Too!!! Aim for 175 stars in 2010

    My Debts (or the ones I'll currently admit too!)

    CC1 Feb - £6,715.31. Limit £6,700. (interest 1.52% monthly) Bill due £167.88 due by DD on 1st Feb. Next interest estimate £115.57 (already paid £24 but didn't reach January account in time).
    CC2 - £2,344.72 (1.77% monthly interest. Limit £2,400 - next interest estimate £42.21). JAN PAID - Feb bill not yet in.
    Catalogue Account - £1,412.28 (0% interest) Next bill £222.05 due on 30/01/10
    Overdraft 1 - £1,800 JAN PAID
    Overdraft 2 - £2,800 (£24.23 needs paid on 26/01)
    DD1 - £215
    Mum - £2,200
    Gran - £1,000

    How Serious this Really Is - January 2010

    What's left in the pot after the bills have been paid:
    First review: -£320.00
    Second review: -£35.00
    Third review: -£59.08
    Fourth review: -£45.08 (poss -23.38 if Amazon refund comes in!)
    Fifth review: -£198.63 (poss - 176.93 if Amazon refund comes in!)
    Sixth review: - £25.52 (Amazon refund did arrive, incl postage + hold over b'day)
    Seventh review: - £14.44 (paid for shopping out of loose change in the car / purse etc.)
    Eighth review: + £10.56
    Ninth review + £19.80
    Tenth review + £57.74
    Eleventh review + £63.74 (walking to school!)
    Twelfth review + £55.18
    Current review: +£50.18 (bought Grans TV extension lead and other bits n' bobs)


    January's Paying Out List

    Still to be paid out from bank: £0 before payday
    Estimated Additional Expenses: £0 all done!
    Total Need: £0

    Estimated Additional Expenses Break Down:
    Petrol x 3 weeks £0 left (travel to work cost - car is empty - fill tomorrow)
    Food x 4 weeks £0 left
    School Bus x 2 days £0 - can use up change
    [STRIKE]Birthday Costs £20 (2 x Nephews)[/STRIKE] sorry :o
    [STRIKE] Birthday Costs £150 (DH)[/STRIKE] holding over until payday - it will be paid for from Feb Council Tax Savings. Will also try to do some ebays as well, to get nice cover.
    Total: £0

    January's Groceries came in at: £58.96/£60:
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