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Hypno's "me, me, me, me, me," diary.....
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Thanks for all that info...shame they only have a months shelf life so to speak. Still worth doing if you need something specific over £30 thoughI'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
Olive~I was hust thinking of you this AM.
Hows life?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I've done this several times and it's great - particularly when OH wanted a new coat from there (had had other one for about 9 years so couldn't really complain) was a big purchase but the £5 off helped!Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
I'm fine thanks Beanie, and I return from Africa at the end of Feb for 8 weeks and move properly out here in May.........
It's terribly hot here, the food is cheap (if you buy local produce, a small jar of pasta sauce was £3 :eek: but 7 squash totalled £1.50 :rotfl:)
On the other hand, we have power failures and the water was off without notice for 48 hours last week
I keep reading of your snow........;)0 -
Pania, do you just have to hand it over and they give you a voucher? Does it have to be any specific garment and can you do it more than once? Just thinking you could buy stuff at car boot for like 25p and then take to oxfam?
edit - just found the details on the oxfam siteAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Evening all - today has been an alright sort of day.....starting off by being paid a day early. My pay included a small tax rebate. I was one of those who has been caught up in the latest Inland Revenue muddle, so they allocated part of my tax code to an old job. I got enough back in my pay to treat myself to a new top from Wallis - £25, so not extortionate, but I wouldn't have treated myself otherwise, so it was a nice thing to have!
This morning, the bus driver decided to give us all a free ride. Not only did I save a whopping £1.25 as a result, but it was really nice to see everyone going instantly from Monday morning gloom to having a little lift and a smile as they got on the bus
Work was alright - I seemed to take everything in my stride today - perhaps as a result of everything I've just written!
Then I got home to a wonderful gift from someone on MSE. A truly beautiful present that I feel absolutely touched to have received. Thank you :kisses3:
If my whole week continued as today has been, then I will be cured of all stresses and hassles by the weekend. What do you think my chances are :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Have you been doing a bit of Cosmic Ordering per chance?! :rotfl:
Never ever come across free bus fare - how nice is that!
Either way, I hope Lady Luck continues to shine on you :A0 -
With that amount of posituvity and the love from all of us ..I shalll say pretty damn good.0
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Even if the rest of the week is pants then at least you will have had one good day, and every little bit helps.One life - your life - live it!0
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