Hypno's "me, me, me, me, me," diary.....

Double_Trouble

So glad you had some me time with good friends I had envisaged you fighting your way to Heathrow pleased that your OH took the strain this time. Welcome back to the mini Hypnos that went quick.

DTxx

40somethingmum

hypno06 wrote: »

I'm back......I've been to stay with some very good friends - I got a bus to theirs (they live a couple of hours away) straight after work last night, and they dropped me off at home about half an hour ago. Perfect company, as always.....they are very special people.

OH went to get the children and they arrived home full of tales of fun and frolicks about five mins after I did. Needless to say, they have had an amazing time.

Everyone is tired, though, so an early night for all I reckon.

I hope you are all having a good weekend x

So happy to hear you had a good time last night. Also pleased to hear that you did not have to do the Heathrow trip.:) :T Enjoy the rest of your weekend with the kids.:A

Love

40Smxx

In_my_dreams

Really pleased you were able to spend some time with special friends. There is nothing like fantastic company when you are going through it all and hope it's give you a lift.

Bet you are so pleased to have the house full of the kids again, have a lovely evening x

hypno06

It is lovely to have them back - I needed the time without them, but at the same time, I have missed them more this week than I would normally do.

Two more days to get through until payday........I think I am down to my last £20 so have calculated things just about perfectly. I have got car insurance due in March, which messes up next month's figures a little bit, but at least I have not gone over on any of the budgets this month so I am not starting on the back foot, which is encouraging.

But £20 is not enough to get over comfortable with, so I need to ensure I am cutting back where I can to try and create a bit more of a buffer. Getting my calculator and pen/paper out seems to be an ever increasing time consuming pastime of mine - I am becoming more obsessed with "managing the finances" than ever before as I cannot, simply cannot, afford to get it wrong!

In_my_dreams

I just got a car insurance reminder :eek: I had got down the wrong month so that messes up my pretty little budget.

I am currently obsessed with my "spending diary" spreadsheet and just sit looking at it and how clever it is :rotfl: Yes things are that bad.....

beanielou

I think thats my biggest bugbear~my lack of a buffer.Oh well.Sigh.

ZTD

hypno06 wrote: »

But £20 is not enough to get over comfortable with, so I need to ensure I am cutting back where I can to try and create a bit more of a buffer. Getting my calculator and pen/paper out seems to be an ever increasing time consuming pastime of mine - I am becoming more obsessed with "managing the finances" than ever before as I cannot, simply cannot, afford to get it wrong!

Just make sure you're doing it for the right reasons, and you're not just clamping down on an area of your life you *can* control to try to make up for those areas you can not.

:grouphug:

Good you see you had a good couple of days.

Prediction: First untidy room and you'll be wanting them off enjoying themselves again...

Buffythedebtslayer

beanielou wrote: »

I think thats my biggest bugbear~my lack of a buffer.Oh well.Sigh.

Have a Buffy instead xxxx

(really bad joke)

Hey Hypno glad you had a good weekend xxxxx

hypno06

ZTD wrote: »

Just make sure you're doing it for the right reasons, and you're not just clamping down on an area of your life you *can* control to try to make up for those areas you can not.

I know what you mean, Z.....but it is a case of needing to do it, not just wanting to control something. I am coming to the end of my financial month with £20 to cover the last bits of groceries /petrol/bus fare.....but if I have missed something, or forgotten to add something into the calculations, or I have to do an unexpected trip to my Nana's which results in an extra tankful of petrol, then I suddenly find myself either having to borrow money, which I then need to repay, or incurring a bank charge, which can then spiral quickly into more charges, and more problems.

If I can keep a tight rein on the finances at this stage, it means that my head is not in the sand over money, and I can be confident that at least one thing is as it should be.

It also means I don't get carried away trying to help me and the children *feel better* by spending - it is easy to think that we can take our mind of things by going shopping for nice things, or having a takeaway, booking a trip to the theatre etc.....spending is not going to help in the longer term, so I must ensure that I don't get into that bad habit at this very early stage.

Hope that makes sense......the other thing is that in the past I have used food as the thing I could control......at least controlling the finances is healthier than bingeing and purging.....

Compingirl

hi Hypno, not read all your diary pages but glad to see your mortgage is sorted out, one less worry for you - how is/did the £20 challenge go?? cgx