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Hypno's "me, me, me, me, me," diary.....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ah, it was because you texted while I was still at work, then when I leave the office I forget!

    yes, the house is quite tidy - well, tidy for me.....others will think it is a right hovel still :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06 wrote: »
    yes, the house is quite tidy - well, tidy for me.....others will think it is a right hovel still :o

    Sounds like my house all the time :D
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    edited 4 February 2010 at 6:47PM
    :o Goodness Hypno, I'm sorry, have obviously been neglecting diary-world recently and had no idea. Huge hugs to you, and having spent the best part of 18 months trying to get life back under control, I am hugely in awe of how on top of things you are.

    It's not easy, but it gets better, and there are some good things about being single. Running is a big help to me, it gives me time to think and order my thoughts, without just sitting and dwelling.

    Take care lovely xxx
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks snaggles xx I am slowly getting used to things but there is a huge amount still to sort out, finance wise ie mortgage and budgets but I'll get there.

    I do feel like I have been hit by a truck though, so not got enough energy yet for running again, but I know it will do me good "head-space-wise" when I get back to it :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the productiveness and good luck with the valuation tomorrow.
    Not had a fish finger butty for ages...fancy one now.
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope the valuation goes well tomorrow - you sound flat out even on your days off!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, if I don't try and catch up with the house stuff etc on my rare days off, it will never ever get sorted :o

    I have to say, though, that flylady has made a big difference since I started doing it a few months ago......ok, so my house is not exactly a showhouse, but it is a whole lot nicer to be in than it was in months and years gone by. And each week that I dip into flylady-mode, it is a little easier to achieve something.

    Hopefully, as a result, my rare days off and occasional weekends that are not ski-related (if indeed we can afford to do many ski weekends this year) will hopefully allow me a little more free time to do nicer things than just battling with clutter :o

    I've had a soak in the bath, have a Jo Malone candle burning, and am about to paint my toenails.....:)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    hypno06 wrote: »
    I've had a soak in the bath, have a Jo Malone candle burning, and am about to paint my toenails.....:)

    Good for you. That is really serious 'me time'
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Loving the last line especially...nice chill out time and very much needed.
  • Canda_2
    Canda_2 Posts: 41 Forumite
    Promised myself I'd post more often and despite reading and thinking of you everyday I haven't posted for nearly a week! You seem to be doing really well and I can't believe you've achieved so much today. Well done with continually being so organised and productive. Glad you've had some chill out time as well.
    Current debt:
    Family £3,000.00 Overdraft £1,550
    Money owed to us by ex lodger: £375
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