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Hypno's "me, me, me, me, me," diary.....

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Comments

  • DeeDeeinDooDoo
    DeeDeeinDooDoo Posts: 165 Forumite
    Hi Hypno,

    Hope today is okay for you and your children.
  • savingholmes
    savingholmes Posts: 29,046 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you finally got some sleep hypno..... Hugs to you and yours.

    At least your OH is honouring his word re the finances that does help..... a little
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    savingholmes wrote: »
    At least your OH is honouring his word re the finances that does help..... a little

    I don't think he would dare not........! Seriously, though, he is a good Dad, and won't mess up as far as the children are concerned (well, won't mess up any more than he has done by leaving, but you know what I mean!).

    £20 still intact.......infact it is still in the bank :)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    hypno06 wrote: »
    I don't think he would dare not........! Seriously, though, he is a good Dad, and won't mess up as far as the children are concerned (well, won't mess up any more than he has done by leaving, but you know what I mean!).

    £20 still intact.......infact it is still in the bank :)

    I was thinking that it would take a brave man (or woman) to cross you financially:D

    My £20 is intact too cos I haven't been out.

    Hope you get through the day OK

    DTxx
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey your OH is quick off the mark on the maintenance front.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh & bad news on the £20 front~had to buy a new cat collar.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Glad you managed some sleep Hypno. x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    I've completely failed to keep up with your diary Hypno this year and it's only seeing your post on the decluttering thread that made me come and find your new diary. I'm so sorry to hear what has happened to you and your children, but I'm glad to see you've got your usual level-headed-ness about everything. Take care.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • pania
    pania Posts: 8,258 Forumite
    Hello Madam,


    Not been online the last few but you know i''ve been thinking about you. x on a jokey level i'm so glad that OH left the sofa!! sooooooooooooo comfortable!!!

    now then, I have 4 boxes of stuff here that I have been procrastinating about putting on ebay, howabouts a challenge? i know you dont like competition but... ;)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • lucielle
    lucielle Posts: 11,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope today was ok.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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