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Hypno's "me, me, me, me, me," diary.....

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  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingmore wrote: »
    sitting here this afternoon working on my budget for 2010 (bit depressing actually) and i have just added up what i have saved in the January sales, and hadn't realised how much i have saved :j probably several hundred pounds.....

    how have i done that you ask???? well....

    i have TOTALLY avoided the shops and haven't spent a penny, thus saving me ALOT of money...can't say it's been easy, but i feel really good now!, was very very tempted yesterday as OH away and i saw a fab cardigan on a friend who got it in the sales, but i resisted and feel good today......:j:j:j onwards and upwards.
    Well done you - I got thro the sales in the best ever fashion too - I got a couple of things half price in Tesco for DD but other than that pretty much avoided them.

    Hypno - I would be tempted to spend the £1K on a motorbike rather than a car - altho we once bought a car for about £800 while awaiting an insurance payout and sold it a few weeks later for the same amount despite the fact it was pouring oil out! :rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • dumpy
    dumpy Posts: 520 Forumite
    hypno06 wrote: »
    That's a good idea, dumpy - I will give that a go! And come out of lurkdom more often!!


    I'm so in awe of you lot and feel a bit guilty being here as I've not actually got debt other than the mortgage.

    I lurk partly to get ideas as I'm really a MFW and if it wasn't for the thousands (yup thats plural and over 10 :() my ex had off me (the one who thought that bills were optional..) I'd be mortgage free by now... and I'm determined to do it as fast as possible.

    The other reason I lurk is that you all sound so fab and friendly I love reading what you are all up to. I'm here mentally waving the pompoms, everytime something gets paid off.

    I'm drifting off to sleep with Pride and Prejudice in my ears at the moment, nothing like semi-conciousness thinking about Mr Darcy.....:o

    One tip don't get the abridged books if they are ones you know, I find them very irritating. Also don't go for detective / mysteries. If you drop off you lose the plot!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    dumpy wrote: »
    If you drop off you lose the plot!

    Some of us lost the plot a long time ago :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have to have lost the plot to be on this thread!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dumpy wrote: »
    Very long term lurker raising her head here.... waves sheepishly

    If I have trouble sleeping (and I did when I was bullied at work, rasied a grievence against my boss and lived with someone who thought that bills were optional, stress levels were high) I listen to talking books.

    I have a very old walkman (very MSE!) which I plug into and by concentrating on the story I tend to drift off to sleep as it takes my mind off the worry rollercoaster. Somedays I hear more of the story than others!

    I loop one of the ear pieces over the bed head so I don't garotte myself in the night.

    You can borrow the books from the library if you want to give it a go?

    back to lurkdom.....

    I was going to suggest something similar Dumpy.

    I suffered from sleepless nights for 3 years solid with DD2 (had she been DD1 - there would BE no DD2!).
    The lack of sleep and pregnancy hormones led to severe anxiety and in the dead of night it was 10 times worse - then I couldn't get back to sleep.

    I eventually started listening to relaxation tapes that lulled me to sleep - I never got to the end of one! :rotfl:

    Switching off the mind is definitely key. :)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dumpy wrote: »
    the bed head so I don't garotte myself in the night.
    .

    :eek::eek: :rotfl::rotfl: had to read that twice,,,,,,tad over the top garrotting yourself to get to sleep??
    hypno06 wrote: »
    Some of us lost the plot a long time ago :o

    :whistle::whistle::naughty::o

    where is the confused smiley??
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I recommend Gordon Ransey's autobiography for sending me to sleep. I tried to listen to it on the plane back from Canada last year - I never got past the footballing bit when he young! I was trying to listen to it but kept falling asleep and having to start it again / try and work out where I got to!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    shaun40400 wrote: »
    where is the confused smiley??

    It appears to have gone awol along with the rolling eyes smiley! :eek:

    I miss them... *sob* *damn it I need the rolling eyes smiley here* :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Those detox patches sound great...think I'll give them a go...let us know how you get on if you try them Hypno.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Not much to share with you today.......but I did manage a NSD, so will be content with that.

    Hope you have all had a good one and have good weekends ahead of you x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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