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22 Months to DF-Day - The Race is On!
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Insurance is only going to cover the bikes and they probably won't do cash settlement.
But bit of good news as well. Got some of our clothes back, including expensive waterproof trousers as someone had reported a bag of clothes to the police. Still missing my jeans and favourite techinical t-shirt...
Debt wise, I'm over 90% paid off!!!! Woo hoo! Pay day today so paid another £275.
Wow - you are an inspirationTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Thanks CMD. I'm just at the finishing line. You'll be there too!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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hi Tirl
sorry to hear about the thefts - glad some of it is covered and that you have got some stuff back
You are doing amazing debtwiseAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
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Woo hoo! Fantastic newsTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Thanks CMD!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Had a week off last week. We didn't go anywhere as some plans fell through. Thought about going to visit BFs sister in Amsterdam but when he called her, she was in Barcelona looking for a place to rent!
So just did day trips. Went mountain biking, climbing, walking and did a motorbike trip in Cotswolds. On Sunday, went mountain biking again. 3 miles from the end, I fell off, somersaulting (sp?) over the handle bars and landing hard on my backside. Oh it hurt! I've come off quite a few times, the last time just week before, but usually I can feel that things are going wrong and I'm ready/jump off the bike when I start falling so never suffered more than bruises and scrapes before. Well, no bruises this time, but the muscle must of bruised internally and just 'crunched' up. I was not able to go to work Monday as I couldn't walk properly and there was no way I was going to ride the motorbike. When I fell, we still had 3 miles to go as well. It's getting better but it's still not right and I haven't been able to do anything more than walking this week, runnings definitely out of the question.
Was lovely to have some time off though.
On debt news, I've paid 94% of my total debt now. Paid some extra off today (had some survey money I was saving for something else) as it's just getting so exciting to be so close to DFD!!!DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Sorry to hear about your accident it sounds painful!
Great that you are so close to debt freedom tho!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks Saving.
Planning to go for a bike ride today, hopefully it'll be fine. Going to Chew Valley Lake.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Bike ride never happened as it took longer for BF to fix the bikes than he thought.
Have been to a new volleyball club and signed up to play for them next season. People seemed nice and I know couple of people from there anyway. Still a big change and will probably play against my old club.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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