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22 Months to DF-Day - The Race is On!
Comments
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Glad your holiday did you good.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Sounds like you had a lovely time. Am looking forward to hearing more about it!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Shall have to do that another time. Still haven't gone to sleep since 6.30am yesterday morning. There is a very good reason for this as I've never before stayed up for over 24hrs. I was counting the votes from 9.30pm last night and wee didn't finish before 8.45am this morning after which I almost immediately drove back to work. Only going to stay till 1 and then I think I'll try to have a little sleep as friend has invited me to her b'day drink tonight (any other night would've been better!). Anyway, the original wages for the work were £180 put they're going to give us £50 extra as it took so long! So all smiles and happy here
:D:D. I'm going to buy something nice for myself as I think I deserve it after that. But most of it I'll save or pay off CC straightaway, haven't quite decided yet.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well ladies.
I have been awol from here for awhile. Have been feeling bit pants and run down and don't seem to manage to get things done that I want. Everything just seems a little bit too much atm. And to top all that (or probably because) I'm having my 4th cold in 6months.Been off work since Tuesday and don't think I can be bothered to go back till next week.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well ladies.
I have been awol from here for awhile. Have been feeling bit pants and run down and don't seem to manage to get things done that I want. Everything just seems a little bit too much atm. And to top all that (or probably because) I'm having my 4th cold in 6months.Been off work since Tuesday and don't think I can be bothered to go back till next week.
Sorry to hear you are not feeling well. Is the thoughts of moving/getting a new job getting on top of you?
It sounds like you need a few duvet days if you are feeling run down? Are you doing too much do you think?
(((Hugs)))Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hey CMD and thanks. I think part of it is the job/move thing but just been really unlucky with all these colds. Haven't felt above 80% all this year and it's really frustrating when I want to get fitter. I'm off today as well, no point really going to work for one day. And I'm not quite over the cold yet and I'll want to make sure I'm as well as I can get before going to work next week. Which will probably mean a very boring weekend.
anyway, I spoke to bf about it all last night and feel a bit better. It's just all things coming at once and that's probably just because I don't feel 100%.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hey CMD and thanks. I think part of it is the job/move thing but just been really unlucky with all these colds. Haven't felt above 80% all this year and it's really frustrating when I want to get fitter. I'm off today as well, no point really going to work for one day. And I'm not quite over the cold yet and I'll want to make sure I'm as well as I can get before going to work next week. Which will probably mean a very boring weekend.
anyway, I spoke to bf about it all last night and feel a bit better. It's just all things coming at once and that's probably just because I don't feel 100%.
I'm sure it is everything coming on top of you all at once. You lead quite an active/sporty life as well and then you have been working so hard to get your debts paid off. It's natural there is going to be a bit of a slump somewhere.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I wish there wasn't a slump but hey ho, onwards we go. Just one of those low moments you know is going to be there at some point.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Hi Tirl - I'm sorry you are finding it hard. It can't be easy with wanting to move location and jobs and nothing coming of it yet.... Perhaps doing the election count on top of all your finess stuff took more out of you than you thought...
Just be kind to yourself and relax a bit more... If you are struggling to shake things off - perhaps get your blood checked make sure nothing's going wrong there.... How are you sleeping?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks Savingh. I did go to doctors and they did take blood samples just in case though they did say that it's been a bad winter and spring for colds in general and I've probably just been unlucky. And I do know what brought the latest cold on;had a really hard weekend vb tournament with too little sleep,not enough food and loads of exercise. Only went to work on Monday last week as just didn't feel up to it. Still not 100% over it but getting better and obviously have to go to work tomorrow. But will take it easy on exercise to begin with. Easier said than done with as next weekend we're supposed to do the 3 peaks in Yorkshire...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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