How do you keep motivated in the fight against debt?

ladymacbeth_uk

Hi There,
Best of luck. Also try bigwardrobe.com or I guess any other clothes selling website. I sold off all my old unwanted clothes, belts etc - try not to get pulled into swapping if you really wanna make money, although if its a tret for you and stops you shopping.... I know there are other sites like this so just google it. All th best

Butti

Does anyone know the sites for selling CD's and Books. Reckon I can pull a bit more money in having a clear out

B

rictus123

Well i spend alot of time online, i always do things and look at things that will motivate me.


For example, this place is heaven if your a debt free wannabe

ILoveSaving

Butti wrote: »

Does anyone know the sites for selling CD's and Books. Reckon I can pull a bit more money in having a clear out

B

Yes I have heard about this site: www.greenmetropolis.com/ where you can buy and sell second hand books, although I have not tried it yet, I will do later.

Apparently all books are bought and sold for £3.75 and they have all kinds of books on there, why not give that a look?

Mrs_Ramotswe

I have just paid off over £500 off my Barcles debt - loan repayment and a refund from good old BT. I am so chuffed and updating my signature felt amazing. Doesnt it feel good to be in control of financial matters at long last. I have finally done it after lurking on these boards for such a long time!!

debtdesperado

I don't have a spreadsheet as am not very technical (and cutting out having a computer at home was a saving I was happy to make!:cool:) but I do have a graph with each debt done in a different colour. At first, there was a huge splash of rainbow colours, but a year on there are only 4 colours left, and the size of bar I have to colour in is getting smaller in each case.

Perhaps it's tragic, but sitting down with a cup of tea to do my calculations and colour it in the day before all my debt payments go out has become the highlight of my month!!:j

rictus123

debtdesperado wrote: »

I don't have a spreadsheet as am not very technical (and cutting out having a computer at home was a saving I was happy to make!:cool:) but I do have a graph with each debt done in a different colour. At first, there was a huge splash of rainbow colours, but a year on there are only 4 colours left, and the size of bar I have to colour in is getting smaller in each case.

Perhaps it's tragic, but sitting down with a cup of tea to do my calculations and colour it in the day before all my debt payments go out has become the highlight of my month!!:j

I think its a highlight of the month aswel being able to put money into debts, hopefully in 6 months itl be the same only with putting the direct debits into savings accounts.

jojitsui

I must admit I am finding working out how much I am saving in interest after I pay off amounts is really helping.
Am loving my home made spreed sheet (on paper lol) as well
I am gutted now because I can not pay off (or spend) any thing at all

rictus123

I had to wipe everything on my laptop to get it sorted at the start of last month, so i dont have excel i have it all marked down in the notepad on here. Plus il keep monthly updates in my thread on here, just to keep me on the straight and narrow.

lamarsi

there's a really good spreatsheat on one of the boards that a member designed i'll go hunt it down