How do you keep motivated in the fight against debt?

1235

Comments

  • Hi There,
    Best of luck. Also try bigwardrobe.com or I guess any other clothes selling website. I sold off all my old unwanted clothes, belts etc - try not to get pulled into swapping if you really wanna make money, although if its a tret for you and stops you shopping.... I know there are other sites like this so just google it. All th best
    Ladymac
  • Butti
    Butti Posts: 5,014 Forumite
    First Anniversary First Post
    Does anyone know the sites for selling CD's and Books. Reckon I can pull a bit more money in having a clear out

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • rictus123
    rictus123 Posts: 2,560 Forumite
    Combo Breaker First Post Name Dropper
    Well i spend alot of time online, i always do things and look at things that will motivate me.


    For example, this place is heaven if your a debt free wannabe
    Work in progress...Update coming July 2012.
  • Butti wrote: »
    Does anyone know the sites for selling CD's and Books. Reckon I can pull a bit more money in having a clear out

    B

    Yes I have heard about this site: www.greenmetropolis.com/ where you can buy and sell second hand books, although I have not tried it yet, I will do later.

    Apparently all books are bought and sold for £3.75 and they have all kinds of books on there, why not give that a look?
    Currently debt free (for 4 years) - ISA Savings now £4,050.56
    Save 12k in 2012 Challenge - £3215.17 / 3000k (Member 159)

    'Wealth' - It's not what you make, but how much you keep!
    Every pound spent is gone forever, new ones have to be rearned!
  • I have just paid off over £500 off my Barcles debt - loan repayment and a refund from good old BT. I am so chuffed and updating my signature felt amazing. Doesnt it feel good to be in control of financial matters at long last. I have finally done it after lurking on these boards for such a long time!!
    Total debt at 1/9/13 £13774
    Paid off £9236 so far
    DFD November 2016 Trying to bring it forward!!

    Trying to save small emergency fund of £1000.
    Also need £350 for big car service and Mot End Oct 2013.
  • I don't have a spreadsheet as am not very technical (and cutting out having a computer at home was a saving I was happy to make!:cool:) but I do have a graph with each debt done in a different colour. At first, there was a huge splash of rainbow colours, but a year on there are only 4 colours left, and the size of bar I have to colour in is getting smaller in each case.

    Perhaps it's tragic, but sitting down with a cup of tea to do my calculations and colour it in the day before all my debt payments go out has become the highlight of my month!!:j
  • rictus123
    rictus123 Posts: 2,560 Forumite
    Combo Breaker First Post Name Dropper
    I don't have a spreadsheet as am not very technical (and cutting out having a computer at home was a saving I was happy to make!:cool:) but I do have a graph with each debt done in a different colour. At first, there was a huge splash of rainbow colours, but a year on there are only 4 colours left, and the size of bar I have to colour in is getting smaller in each case.

    Perhaps it's tragic, but sitting down with a cup of tea to do my calculations and colour it in the day before all my debt payments go out has become the highlight of my month!!:j


    I think its a highlight of the month aswel being able to put money into debts, hopefully in 6 months itl be the same only with putting the direct debits into savings accounts.
    Work in progress...Update coming July 2012.
  • jojitsui
    jojitsui Posts: 403 Forumite
    Combo Breaker First Anniversary
    I must admit I am finding working out how much I am saving in interest after I pay off amounts is really helping.
    Am loving my home made spreed sheet (on paper lol) as well
    I am gutted now because I can not pay off (or spend) any thing at all :(
    Make £10 a day, October 2023 - £105/£310
  • rictus123
    rictus123 Posts: 2,560 Forumite
    Combo Breaker First Post Name Dropper
    I had to wipe everything on my laptop to get it sorted at the start of last month, so i dont have excel i have it all marked down in the notepad on here. Plus il keep monthly updates in my thread on here, just to keep me on the straight and narrow.
    Work in progress...Update coming July 2012.
  • lamarsi
    lamarsi Posts: 805 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    there's a really good spreatsheat on one of the boards that a member designed i'll go hunt it down
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343K Banking & Borrowing
  • 250K Reduce Debt & Boost Income
  • 449.6K Spending & Discounts
  • 235K Work, Benefits & Business
  • 607.7K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards