My new spending and debt busting diary!

littlepinkstars44

Have spent all morning soooooo PEE'd off. The first ever DD i set up (from advice on here) has gone horribly wrong! Had set up a DD for £15 a month for my old student overdraft, was meant to come out on the 17th.
Checked my bank this morning, and i have £4?!
Phoned up, and after alot of pavala...found out that they took £151 out instead!
Getting it refunded, but it will take a few days, great! I have a night out planned tonight, and have a tenner in my purse!

Anyway i have got a wee notebook thing the other day, i tried working the spreadsheet, but i don't know how to work them so everything is all wrote down now.

And this is how everything is looking:

Old student overdraft: £1025
Old mobile bill: £42.01
Topshop card: £200.00
Dorothy Perkins card: £221.00
New Look card: £103.70
Kays: £120.00
Very: £350.30 (not inc mums as i have that seperate now)

Total: £2062.01

ruby_eskimo

Now that you have it written down, you can start planning how to pay it all off.

josephine82

This might be a thick question- but shouldn't you keep that travel expenses money aside to pay for your travel for this term? isn't that what its for?

littlepinkstars44

it's money for the whole year, not just one term. And i get my student loan monthly, so i pay for my bus fare from that.

Flower08

littlepinkstars44 wrote: »

I have a night out planned tonight, and have a tenner in my purse!

I have had many a good night out on this much when i was a student last year, it is possible!

littlepinkstars44

Flower08 wrote: »

I have had many a good night out on this much when i was a student last year, it is possible!

Well i'm going to a gig, then to a club.
Then a taxi home costs about a tenner

pixiechick99

littlepinkstars44 wrote: »

Well i'm going to a gig, then to a club.
Then a taxi home costs about a tenner

You'd better walk tonight then;) Or even better - stay in and you'll still have the £10 tomorrow:D

Flower08

littlepinkstars44 wrote: »

Well i'm going to a gig, then to a club.
Then a taxi home costs about a tenner

Sounds to me like you cant afford to go then....:rolleyes:

littlepinkstars44

my mum gave me money to go out last night, had an awesome night!
Thats me just home, stayed at my friends. God i have work at 5

s0237276

So how much did your night cost then? Surely you should be trying to reduce your debts rather than add to them?!?