Do I need to report this accident?

Blackpool_Saver

Steve_xx wrote: »

Was there anything else, useful to the discussion, that you would like to contribute?

Yes, ALWAYS report any incident, don't be sneaky or avoidant, and cover your a$$

pitkin2020

Blackpool_Saver wrote: »

Yes, ALWAYS report any incident, don't be sneaky or avoidant, and cover your a$$

its not about being sneeky or avoidant, both parties agreed that the damage hasn't warranted any further action why is there any need to take it further?? Would you suggest the OP reports it the police aswell just to make sure?? why not go the whole hog and inform the DVLA aswell who knows they might be interested

cyclonebri1

There's always an element of risk in the situation the OP describes. Ok, all seems fine to the folks at the scene but latter, when the innocent party talks to the other half, or to a mate down the pub, the claim for a scratch or minor injury can raise it'd head.:rolleyes:

In the circumstances described I would simply have made a note of the car, it's reg and time of day etc etc, but not informed the insurer unless the issue was forced by the other party

Any info passed innocently to ther insurer is likely to have the effect of costing money.

Wig

Blackpool_Saver wrote: »

Yes, ALWAYS report any incident, don't be sneaky or avoidant, and cover your a$$

"Avoidant" was not the correct word to use here, "avoidant" is a medical term for extreme shyness. Someone cannot choose to be avoidant they either are or they are not, and if they are they cannot help it.

I don't think I will be taking advice from someone who uses words they don't understand.

Steve_xx

Wig wrote: »

"Avoidant" was not the correct word to use here, "avoidant" is a medical term for extreme shyness. Someone cannot choose to be avoidant they either are or they are not, and if they are they cannot help it.

I don't think I will be taking advice from someone who uses words they don't understand.

Yes, of course you are correct.

The poster was trying to be smart in trying to take a ride out of somebody elses useful comment, without actually contributing anything useful to the debate themselves.

Inactive

" Trying to save money in Blackpool
I am female, Mum to the child who thinks he knows it all !!
Me: 47
Son:16 (knows everything) "

I wonder where her Son gets it from?

:rotfl:

Wig

mountainofdebt wrote: »

I just thought I would let you know I phoned my insurers and asked their advice.

They basically said it was up to me how I wanted to poceed - they could record the details and close the case immediately or not bother record the details - if I chose the later then in the event of other driver making a mental note of registration number and deciding later on to make a claim and their insurers would contact mine (apparently the car registration is recorded on the insurers database) and I would have to confirm the accident details, so I've chosen not to have officially recorded.

In any event my conscious is clear.

Sounds to me like the CS agent did not take the appropriate action for an insurer to take, basically s/he told you to do what a lot of us told you to do, that was forget about it. If s/he did not record the details that means the call was not logged and you are left saying "I did tell you about it and I chose not to have the details recorded" Which puts you in a very dodgy position.

Blackpool_Saver

Ok, have you all finished, yes I was slightly off with the word but you knew what I meant.

The fact remains that some on here want the OP to AVOID telling the insurance company and we all know that should the 3rd party change their mind that could come back and bite them on the a$$.

Blackpool_Saver

Inactive wrote: »

" Trying to save money in Blackpool
I am female, Mum to the child who thinks he knows it all !!
Me: 47
Son:16 (knows everything) "

I wonder where her Son gets it from?

:rotfl:

he gets it from being a teenager as you full well know.
Perhaps if you were less inactive.........:rotfl::T just kidding:eek::rotfl:

Blackpool_Saver

Steve_xx wrote: »

Yes, of course you are correct.

The poster was trying to be smart in trying to take a ride out of somebody elses useful comment, without actually contributing anything useful to the debate themselves.

Useful ??? telling someone not to report an accident, glad i don't live in your fairyland.........