My "life begins at 40....better late than never diary!!"

Snowdonlily

Hi Maman, nice to hear from you. I haven't been around for a while. The weekend in Cardiff was good, pity Wales didn't beat South Africa, but it was a nice change.

I bought a couple of things, but paid cash for them, so nothing went on the plastic!

The funeral was awful. I can't imagine what my friend must be feeling. The church was full and there were about 100 people standing outside. We'll just have to try and be there for her as much as we can now.

Things still aren't so good at home. I had a heart to heart with my parents this afternoon, at least they know how things are now. My father was all for me packing my bags today! I suppose you're always a daddy's girl no matter how old you are!

I think the sensible thing to do would be to get some legal advice, which I'll try and get sorted tomorrow.

They say every cloud has a silver lining, mine is that I can't eat when I'm miserable, when I put food in my mouth, I just feel sick. I've lost 12lbs in the last 10 days, and burst into tears at the drop of a hat.

I did get one bit of good news this week though, DS1 got a 2:1 degree, I'm very, very proud of him. If I do decide to do something, I won't do it until after his graduation, I can't ruin that day for him.

I'm off to do some work now, sorry about the depressing post tonight, this was supposed to be a money saving diary, not a feeling sorry for myself diary.

Have a good Tuesday everyone x

Snowdonlily

Well, I'm still here, things are better, but I don't think he'll ever let me forget these debts. He's in the pub at the moment.

As far as spending goes, i've had quite a good week. Its payday on Thursday and I've got £40 left in the Bank. At least nothing went on the plastic.

I've had the day off work today to go and see my grandmother. Its her 100th birthday tomorrow. She's fantastic, 100 years old and the only thing wrong with her is that she's hard of hearing! I hope I've inherited the longevity gene from her, I've already inherited the shopping gene (she still likes shopping!).

I have a job interview tomorrow. I applied for the job nearly a month ago, hadn't heard anything, so I'd just about given up hope. They phoned me at work on Friday to tell me the interview letter was in the post. I'm still not sure if I'm doing the right thing, but I don't feel very secure where I am at the moment. I work with some really nice people, but my superiors are something else!!

The money is the same, but I would be back to working Monday to Friday.......and back doing what I do best

Its at 10.30am tomorrow, so keep your fingers crossed x

maman

Hi snowdonlily. Been away for a few days so just catching up. Sorry to hear about your problems but good that your parents are being supportive and you've got someone totalk it through with.

:T to your DS on his degree. I totally agree about putting on a good front for his graduation. That's another trip to Cardiff coming up!!

Good luck for your interview tomorrow (or rather today). It would be nice to not work weekends but what about opportunity for xtra shopping:eek:

Snowdonlily

Hello everyone, hi Maman

The interview went well, but I didn't get the job. I wasn't heartbroken, so I suppose my heart wasn't really set on moving. I learnt a lot more about what the job entailed at the interview, and if I'm honest, if I'd known about all these aspects of the job, I probably wouldn't have applied for it, because I don't think I have the qualities they were looking for......(I'm not hard enough!!)

As I've said before, I quite like where I work, and I like my workmates, its just those higher up that drive us crazy ....and the insecurity of course. I have my annual appraisal tomorrow, so its going to be "no holds barred!!"

I've updated my totals, so that's £712.36 paid off again this month. Not as much as I would have liked, but its been an expensive couple of weeks, with another expensive month ahead of me. If I can break even without putting anything on the plastic, I'll be happy!

I'm going shopping this afternoon. DS3 is going to Alton Towers tomorrow, so he needs a picnic to take with him. I'm sure the food there is really expensive.

My little personal challenge for this month is to try and make an extra £200 between now and next payday from selling my stuff on ebay. I've done quite well on ebay this year, but I seem to have lost my enthusiasm recently. I need a good kick up the bum and someone to make me get on with it :rotfl:

maman

Never mind about the job, glad you're not too upset.

Well done on the debtbusting. I just looked at your sig and you're just short of halfway to your £10 000, halfway through the year. I don't like to kick you but go for the ebay and try to get that bit closer to your target.

maman

:wave:If you're lurking snowdonlily, hope all is OK as you've not been around for a few weeks.

Snowdonlily

Hi everyone. I haven't been around for a while (for many reasons) so now that life is getting back to normal (well as normal as they get for me recently) I thought I'd update my diary and get back on the moneysaving path.

The title for this diary was meant to reflect my determination to grab the bull by the horns and tackle my debts. Little did I know that by August I'd be living in a lovely rented cottage, with even less money and happier than I've been for years.

The first week in August, my marriage broke up! I had enough of the constant putdowns and arguments about money and after spending one too many weekends home alone while he was out with his friends, I filled my car with whatever I could squeeze in and walked out!

DS1 and DS2 are now safely back at Uni and DS3 is still with his father for now. He's in his last year of school so I can't uproot him at the moment, but I have a room for him here (just no bed in it yet!) and he can come here anytime he likes. The boys took it badly at first, but they're slowly getting used to it. It broke my heart to leave the house and the boys..........until then, I didn't know that grief could show itself as an actual physical pain!

So there you are........when I chose "life begins at 40......better late than never" as a title for my ramblings, I never thought for one moment I'd have the nerve to do something about my life. I may be worse off financially, but for the first time in my life, I'm standing on my own two feet and its great!

I used a strimmer for the first time today :T

I hope everyone else is doing well with their debtbusting, and I'll do my best to keep updating on my moneysaving progress.

Have a good evening everyone!

maman

:grouphug: Have a hug snowdonlily

I think I sort of guessed why you'd gone awol as you'd given a few veiled hints in your diary. It seems that you've got peace of mind now which money can't buy and as you have none (money that is) it's just as well:p Hopefully, in the longer term your finances will sort themselves out but for now enjoy your little cottage and your independence.

And don't disappear again!!! Keep posting.

Snowdonlily

Thanks for the hug Maman!

Just a quickie this morning, I'm just about to head off for work. Today, I'm going to try and have a NSD, I haven't managed one of those for a while. I've been buying stuff for the house but at least I haven't put anything on my cards so far :T

Better go...........I can't afford to get fired, now that I have a landlord to support!!

Have a good day everyone x

Snowdonlily

I'm really really nervous tonight..........my 3 boys are coming for tea. They haven't been to see the cottage yet, so this will be the first time they've seen my new home.

DS1 and DS2 will be back at Uni on Friday, so this will be the last time I see them probably till Christmas. This is really hard.......I'm missing them so much. I'm praying that one day they'll understand why I had to leave.

Wish me luck!! I'll keep you posted x