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My clearing the cards and saving for a holiday diary

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Comments

  • Are those debts in your sig all your debts? If so could you not wait until you've paid them off before you to go to les mis? I totally understand if not lol I'm just thinking if you put everything into paying your debts off then you could give yourself a treat afterwards. (I wanna try listening to my own advice once in a while :o)
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Hon paying that lot off will take me all year and Les Mis is only coming to Scotland in May for a bit so that's a no! Thanks for advice and kind words though.

    Makeup, that was a combination of sachets, mixture, a prescription and finally generic pottasium citrate, which is £2 and works just as well :mad:

    Had gay mate round tonight for some wine, crisps and chat. He's lovely.

    Plan for tomorrow is to:

    Look at up your income board to get some ideas on how to pay my debt off
    Go to Savers for a few essential toiletries
    Buy wine for mates house with M and S voucher
    OOh and a bit of tidying and James of course :D
    'The road to a friends house is never long'
  • Souk08 wrote: »
    Hon paying that lot off will take me all year and Les Mis is only coming to Scotland in May for a bit so that's a no! Thanks for advice and kind words though.

    Fair enough, I totally understand... You've got to take the oppurtunity while it's there. That's why I have to go to gigs, I'm always scared the bands will split up and I'll miss my chance.

    Have a nice weekend :)
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Yippee! Just on the phone to Mum and she has said she and dad would like to pay my Les Mis ticket as everything else seems so under control!!! Immediately transferred £20 of the £30 I had kept for it into my RBOS Visa. I pay a bit to it every month but it never seems to be enough to keep it from getting charges what with ionterest etc so this should stop that and start to bring it down. The other £10 I'm going to keep just in case 3 want me to pay anything as a final bll. if not then it can go in too.

    Bought cleaning stuff and this weeks food today but need to look at it all decide what pot it's coming out of and then will declare spends.

    Off to a friends for tea tonight so bought her baby £2 Primarni jammies as well as wine for her with the last of mum's M and S vouchers. Post tomorrow and enjoy your nights all XXX
    'The road to a friends house is never long'
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Brilliant news about your parents paying for Les Mis tickets :j:j

    could you not transfer you cards to a 0% card? I've just transferred to virgin and it's 0% for 16 months. I think the transfer fee was 2.98 %.

    Sounds like a good night you have planned, enjoy :beer:
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    :j to the Les Mis tickets and :j to paying the money straight off a card
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I am sooo jealous about Les Mis! I am going to see Avenue Q in June though and hopefully Priscilla too this year. I loooooooove musicals! :D

    As well as the cystitus I also got this month I also got the little bird infection too, that was £13 for a cream and tablet!!! :eek::eek::eek:
    Now a SAHM trying to earn some spare pennies each month
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    lilmissmup wrote: »
    As well as the cystitus I also got this month I also got the little bird infection too, that was £13 for a cream and tablet!!! :eek::eek::eek:

    Ouch :eek::eek::eek:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Hey all, all going well with the shop, team have worked hard. Bit knackered though! Grocery challenge all on track and Mother's Day present ordered on Quidco to be delivered free (a book from Asda).

    Bowski, can't swap cards as my creidt rating is carp, have tried many times!!!

    Have a good day X
    'The road to a friends house is never long'
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    :j:j to the shop! When's the reopening? Did you get something to wear? :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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