MSE Parents Club Part 9

weezl74

3onitsway wrote: »

£30 a month! :eek: OH has put £45 in his car this week - although it is a silly boy car and he's travelling to Cheshire every day. His insurance is £900 ish a year too, and thats with the reduction for having me, his old bird, on it. (The car is currently up for sale to swap for a sensible one!)

And i've put £20 in mine. I usually don't need to and don't use it much, but i've got the extra school travelling to do! :mad:

awwww 3, poor you! I think it's cos DH walks or cycles to work on 2-3 days a week, and work is only a 5 mile round trip (not the day he walks! that's half a mile!)
so really it's just that plus a bit of supermarket shopping on the weekend for us

Sami_Bee

BM cars
road tax will be around £100 per year (depends on co2 emmisions/engine size/age...)
MOT is about £50 per year (plus any work that may be needed)
services are needed every few years (I think!) ours costs £75 but I think its a bit cheaper on a smaller car
I'd guess at insurance being about £500 a year but could be closer to £1k, you're lucky that he's over 25 as males drivers under that cost a fortune!!
When I was travelling 25mins there n back to work in my 1.2 micra (plus going gym, shopping etc) I spent about £40 a month on fuel but petrol was cheaper almost 4yrs ago!
I recomend joining the AA/RAC if he's not confident he'd be able to change a wheel/ fix small probs easily it works out something like £7 for 12mths if you get quidco back

harley1

My god, Beenie. I used to work with someone who looked just like that. In fact it took several looks before I was convinced that it wasn't her.

Who is it (cos I know you're much prettier)

Sami_Bee

My_Fathers_Daughter wrote: »

Maz - I missed your milk finishing. Congrats to you for doing your bit :T you should be proud. xx

Right - 2 questions:
I made a curry in the slow cooker overnight on Wed night and switched it off yesterday morning. Unfortunately I never bothered to take it out of the SC and put it in the fridge. It has just been sat in the SC, with the lid on since Would you eat it tonight? I deffo would if I had fridged it...dunno about sat in the SC??
I'd eat it, maybe not give kids it though.

I got a letter from the tax office to say that my tax code has changed because of my private medical cover. My personal allowance has been reduced by the £700 or so that my medical cover costs the company...but nothing has changed at work *confused smiley*
Anybody got any ideas?

they think you've only just got it? Ladybird will know
Yes - I know I should ask these questions in the right bit of the board but what it the point when you lovely lot are bound to know the answer!!

filling space

jillie1974

hi harley!

did you get the learn and groove centre put together?
does kezia like it??

weezl74

My_Fathers_Daughter wrote: »

I got a letter from the tax office to say that my tax code has changed because of my private medical cover. My personal allowance has been reduced by the £700 or so that my medical cover costs the company...but nothing has changed at work *confused smiley*
Anybody got any ideas?


Yes - I know I should ask these questions in the right bit of the board but what it the point when you lovely lot are bound to know the answer!!

how have work treated the taxable benefits before MFD? Have they been deducting more via PAYE in the past?
some medical benefits aren't taxable though:

HMRC wrote:

'Medical insurance

If your employer pays for your medical insurance, you'll usually have to pay tax on the value of the benefit. This is normally the cost of the insurance premiums.
Your employer can give you some benefits that you won't have to pay tax on, such as:

• insurance to cover treatment when you're working abroad
• annual check-ups for you'

has the package that work provide for you changed?

xxx

SugarSpun

I'd eat the curry and wouldn't give it a second thought. If there's no heating in your kitchen, in this weather it's probably just as good as keeping it in the fridge.

No idea about the tax stuff, sorry.

Barstool Word has just eaten version 2 of a paper I've been writing for a day and a half, after it ate version 1 yesterday. I'm either going to cry, finish my box of chocolates or throw a poops fit and go spend my €13 H&M voucher on impractical stuff for Molly.

searching_me

i have a right moaning minnie today and super clingy .. just managed to settle him in his walker playing with a musical toy x

always29

only me popping in for a sporadic hello :wave: it's been a while!

The first 5 and a bit weeks of motherhood have been daunting, fabulous, draining, exciting etc etc - you know what it's like. Things I wish I'd known before hand - your boobs look lopsided between feeds and caesarian's knock it out of you for a good couple of weeks and not being able to calm your crying baby no matter what you do is torture, the lack of sleep is a doddle compared to that! Coping in our new house with mega draughty windows, rubbish 30 year old partial central heating and naff all loft insulation wasn't exactly fun either but building works starting 8 Feb so we'll all be warmer (and messier and bankrupt!) soon afterwards. Dreading the first lot of gas/electric bills as the first quarters (we moved in in Nov) are going to nicely coincide with my pay dropping to SMP.

Thomas is asleep, what's more he rocked himself to sleep in his bouncy chair without need for boob / hugging etc and has been asleep for about an hour now. And he managed a hour asleep in his cot last night (well 6am - 7am) too, would probably have slept for longer in his cot had his mother not fallen asleep feeding him at midnight.....

We've been using washable nappies :money: (bumgenius) for the last 2-3weeks in the day time - using up the disposable stash at night times (over bought slightly for my first few weeks while getting used to washables!) - and it's so far been OK.

Here's hoping for another half hour of kip so I can get breakfast / lunch before my little boob monster wakes up. Who knows, I might even get to actually read something of what you lot have been up to in that time too! Back laters, maybe!

weezl74

SugarSpun wrote: »

Barstool Word has just eaten version 2 of a paper I've been writing for a day and a half, after it ate version 1 yesterday. I'm either going to cry, finish my box of chocolates or throw a poops fit and go spend my €13 H&M voucher on impractical stuff for Molly.

Awww SS!

can you attempt anything via a system restore, or via autorecover?

xxx