do you need insurance for a pre booked mot

Quentin

No. It's RTA third party cover - and includes damaging ferraris.

buzz41

many thanks guys think i may get some temp insurance
as if it passes the mot may run it for a day or too just to make sure
its ok being selling it on (unless son wonts it back) dont think he likes
new car as much as he loved this one

Quentin

See if the present insurer of the replacement car will add it to the policy for a short time.

Hadrian

Get the garage to come and collect/deliver it.

buzz41

Quentin wrote: »

See if the present insurer of the replacement car will add it to the policy for a short time.

that is is a great idea may look into that one afterall they
had enough in premiums £1450 but when we changed car
there was a 50 quid mid term adjustment fee as they called it
i can get a weeks tempory cover for 35 quid so if they wont
any more they can whistle

just another thought although the car is taxed it does expire
at the end off this month can you tax with temporory insurance

Quentin

As long as you have a proper certificate showing the car is insured on the date the tax comes into force (1/1/10 in this case).

buzz41

Quentin wrote: »

As long as you have a proper certificate showing the car is insured on the date the tax comes into force (1/1/10 in this case).

thats great many thanks

rev_henry

Just had a thought. If you pay HPi £20 for a vehicle check, then call Norwich Union with your ref number, they'll give you a week's free insurance. Its meant so you can 'driveaway' a new car you've bought. Might be cheaper than temporary insurance. I did it recently and temp cover was about £10 for one day, and they wouldn't cover me at all as I'm under 21, so it worked pretty well. They email you the insurance certificate to print off, which you can take to the post office for your tax.

buzz41

rev_henry wrote: »

Just had a thought. If you pay HPi £20 for a vehicle check, then call Norwich Union with your ref number, they'll give you a week's free insurance. Its meant so you can 'driveaway' a new car you've bought. Might be cheaper than temporary insurance. I did it recently and temp cover was about £10 for one day, and they wouldn't cover me at all as I'm under 21, so it worked pretty well. They email you the insurance certificate to print off, which you can take to the post office for your tax.

thanks thats a great piece off info hopefully wont have to tax the car

computershack

Quentin wrote: »

Your driving other cars will cover it ok - as mentioned, check your policy doesn't have anything in it about the other car needing to be insured (most policies don't).

Most policies actually do have this. There are very few that allow a car thats not insured in its own right to be driven on "other vehicle".