do you need insurance for a pre booked mot

buzz41

sorry if this has been asked a thousand times before
but mot runs out today and wont to book it in for friday
the car as no insurance as it was swopped to new car
while this one is being repaired

regards buzz

maninthestreet

Yes, you need insurance to drive a car on the public roads.

kalaika

In short, yes. You will be driving on the public highway to get to the MOT and so need insurance accordingly. If you Google for short term car insurance then you can get insurance for, say, 1 or 2 days to get it to the test centre and back.

Quentin

If you only want it for the trip to and from the MOT test, you could find a friend who has driving other cars (third party) with their comprehensive policy to take it to and from the garage. Quite legal, as long as the car isn't left parked on the road at any time.

buzz41

thanks guys thought as much, yes have had quotes for temp insurance
just a quick thought my insurance covers me to drive other cars that dont
belong to me 3rd party only i believe (son owns this car) would this be ok
before i pay out paid enough already for new parts already or does the actuall
car need to have insurance as well

regards buzz

blued

Check your policy details because some companies require the car that you are borrowing to have an insurance policy running on it. If your insurance doesn't require this then yes you will be fine.

hewhoisnotintheknow

yes, what do you think happens if you drive into the back of my new ferrari?

buzz41

hewhoisnotintheknow wrote: »

yes, what do you think happens if you drive into the back of my new ferrari?

dread to think lol:eek:

hewhoisnotintheknow

buzz41 wrote: »

dread to think lol:eek:

for a start i would wave an angry finger and you, maybe a tut too

Quentin

buzz41 wrote: »

just a quick thought my insurance covers me to drive other cars that dont
belong to me 3rd party only i believe (son owns this car) would this be ok
before i pay out paid enough already for new parts already or does the actuall
car need to have insurance as well

Your driving other cars will cover it ok - as mentioned, check your policy doesn't have anything in it about the other car needing to be insured (most policies don't).

roddydogs

Isnt it only minimum by law (bodily injury only) thats covered for driving other cars?