We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

No Insurance?!

123457

Comments

  • bramble1
    bramble1 Posts: 3,096 Forumite
    I'd double check the keeper status is the same as you told your insurer given you recent problems.

    Thanks, i shall get check that out. If it's still in my brothers name, do i need him around to change keeper? He's abroad for 2 months.
    Annual Grocery Budget £364.00/£1500
    Debt payments 2012 £433.27
  • bramble1
    bramble1 Posts: 3,096 Forumite
    Yes the insurance is in his name and i am a named driver.
    Annual Grocery Budget £364.00/£1500
    Debt payments 2012 £433.27
  • iamana1ias wrote: »
    No, I'm not an English teacher. I'm just someone that can be bothered.



    As in A for absent?

    Where is your logic? You'd bother to use proper spelling and grammar for a letter to the Queen (which would be read by 1 or 2 people and certainly not Liz herself) but when writing something which can be viewed by millions/billions worldwide you can't be @rsed? Weird.

    just not as stuck up like some people to be bothered about spelling. if the poster get the just of what i'm saying thats fine with me who else cares apprt from you.
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    just not as stuck up like some people to be bothered about spelling. if the poster get the just of what i'm saying thats fine with me who else cares apprt from you.

    Nothing to do with being stuck up. Spelling mistakes (like the 3 you've made in this post) are understandable. Repeatedly using the wrong word less so.



    Using the wrong worms makes posts hard for people to reed write as it can give a completely different meaning. It also makes ewe look rather stupid, ewe sea?
    :p
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    bramble1 wrote: »
    Yes the insurance is in his name and i am a named driver.

    You are noted as the main driver, aren't you? If your brother is still noted as the main driver, but is in fact abroad then you're fronting and your policy could well be void anyway.
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • kriss_boy
    kriss_boy Posts: 2,131 Forumite
    bramble1 wrote: »
    No because we thought his insurance for his car covered him 3rd party on cars that weren't his.

    Its a complete myth that if you are fully comp on one vehicle then you are 3rd party for others.

    I hear it time and time again from friends and family "Oh youre fully comp right? Well you can drive me car!". Wrong.

    Then an argument ensues over the matter despite me always being right :money:
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    mollycat wrote: »
    At least he's being helpful.

    Where are your helpful posts on this thread then? :confused:

    I've posted useful information and indeed questions for the OP to answer based on the problems she's having. On the other hand the only reason you've posted on this thread is to slag me off. :think: :rolleyes:
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kriss_boy wrote: »
    Its a complete myth that if you are fully comp on one vehicle then you are 3rd party for others.

    I hear it time and time again from friends and family "Oh youre fully comp right? Well you can drive me car!". Wrong.

    Then an argument ensues over the matter despite me always being right :money:

    The only problem with that arguement is that the vast majority of people who have a comprehensive policy in their own name would be covered to drive other peoples cars for third party only cover subject to the Insurers t&cs

    So the chances are you would be wrong more times than you are right
  • bramble1
    bramble1 Posts: 3,096 Forumite
    kriss_boy wrote: »
    Its a complete myth that if you are fully comp on one vehicle then you are 3rd party for others.

    I hear it time and time again from friends and family "Oh youre fully comp right? Well you can drive me car!". Wrong.

    Then an argument ensues over the matter despite me always being right :money:

    looking through insurance certificates today and my mums says on it that she is insured to drive other cars with fully comp insurance and she is insured on a 3rd party basis...
    Annual Grocery Budget £364.00/£1500
    Debt payments 2012 £433.27
  • kriss_boy
    kriss_boy Posts: 2,131 Forumite
    dacouch wrote: »

    So the chances are you would be wrong more times than you are right

    Im not wrong because I dont say to those people "no youre not entitled to drive other cars". I say "fully comp doesnt guarantee you the right to drive other vehicles as you always have to check with your own insurer.

    If you dont know for a fact then you have to check which is what I did before I got in friends and colleagues cars.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.