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I'm tackling my debts in 2010

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Comments

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm at work so reading and running, but what a lovely choice to have :T

    I'll digest this new information the weekend and comment then, but apply for the jobs
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    emmie26 wrote: »
    In better money news I have been advised to go for two jobs which have come up at work, one is a band higher and the other is 2 bands higher, if I got the latter it would mean a massive £10,000 more a year which is not to be sniffed at, however it would also mean going back to full time, currently I do 9-3 monday to friday which is brilliant and means I don't have to pay for any childcare so I would have to add up all the pro's and con's if (and its a big if) I got offered the job.


    LOST - 1 Emmie26(27)

    Last seen wandering around Trafford Centre


    Any news on the job front, have you made any decisions
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Radish72 wrote: »
    LOST - 1 Emmie26(27)

    Last seen wandering around Trafford Centre

    She's not there now - honest (I'd have seen her today)! ;)

    *Picks up her megaphone*


    "Emmie26, where are you?!"
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's nearly the end of the month - so where is your budget missy :)

    I'm thinking that you are not posting as you are out shopping - confess your sins
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thinking Emmie is in the Big Brother House :eek:

    Her no posting coincides with the start of the series
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Radish72 wrote: »
    Thinking Emmie is in the Big Brother House :eek:

    Her no posting coincides with the start of the series

    Either that or she is TOTALLY addicted! She could be watching it 24/7 online! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Herewego
    Herewego Posts: 2,541 Forumite
    If shes in the house or watching at least she wont be spending :D
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Herewego wrote: »
    If shes in the house or watching at least she wont be spending :D

    Either that or she has spent sooooo much since her last update that she can't bring herself to confess! :eek: (It's OK, Emmie, we are here...just say it aloud once: "My name is Emmie26 and I'm a spendaholic".)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • emmie26
    emmie26 Posts: 500 Forumite
    Part of the Furniture Combo Breaker
    Oh my goodness did not think that I would be missed so much, just been a bit of a weird time was spending a lot of time applying for jobs only to get an interview mull it over and then withdraw my application, I know money is important to us all but really enjoy taking and picking my children up from school and 9-3 jobs in nursing are very rare indeed so should count my blessings. Then last week we were both off work so was busy finishing the living room and then had a long weekend in matlock camping. I don't watch big brother so I'm just hoping that my appearance back in MSE land does not coincide with some weirdo being evicted and start you all thinking that I am that weirdo :rotfl:
    Just to confirm I have not been spending too much

    June Summary

    Overdraft 1 [STRIKE]£120 [/STRIKE] £0 :T
    Santander [STRIKE]£1898[/STRIKE] £1500
    Barclaycard [STRIKE]£4702 [/STRIKE] £4202
    Car Loan [STRIKE]£610[/STRIKE] £472

    Total Debt [STRIKE]£7330[/STRIKE] £6174

    Amount Debt Reduced £1,156

    Total debt Repaid 2010 £6,476

    So not doing too badly although we are not having a good month this month as we had a weekend away which I do not regret as it was brilliant but we spent far too much. I'm still waiting to hear about a tax rebate although aren't holding my breath they've just asked me for yet another form so will have to send that off tomorrow if I get the chance. I'll now go and take a look at all your diaries to see what has been going on.

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Ah,,,there she is! :)

    Glad to see you back and that things have been going OK. Well done on getting rid of the first OD and still managing to have a life.

    Don't disappear again else we shall have to start grafitting your thread again! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

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