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The big challenge - pay off £20k by Christmas 2010
Comments
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Can I change the date to 2012!! Just servicing the debt at the moment. Noticed recently that one card is charging higher interest than my minimum payment, so I could go over the limit even if I don't spend.Thanks, don't you just hate people with sigs !0
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DAvid, you need to move the money on that card asap. Can you get a BT to 0%?0
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curse these companies they have such a cheek !!!I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Made some good payments today:
333 off the Tesco's cc
200 off the personal Loan.
Nearly killed Tesco's cc now, as soon as I have I'll start snowballing €20-30 a day onto my personal loan.
Really starting to see progress now!
Good luck to all the other debt busters this week
LBM: 23/7/09. Total Debts on 23/7/09: 24,961
Debt free date 19/5/11 :j
Aga Savings project: Savings so far: €1999.000 -
yay you ive just done a little signiture update my loans come out a few days into the month but it means i will be in to the 50,s zone for debt and that will really please me
x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Well I'm having a good day today! Paid £750 to A&L to clear the OD. Had a very angry day yesterday where i realised that I have been charged £55 for a direct debit going to paypal for £12 but I feel more calm today.
Also Freecycled something for the first time and feel all warm and fuzzy inside! It was only a very old ironing board and a knackered hoover, but apparently someone else is grateful for my old stuff and i'm happy it didn't get thrown away!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
£1,000 to A&L to clear the other overdraft and £104 to work loan today.
Waiting for Abbey statement to see exactly how much is needed to clear this card. Hopefully it will come in the post today.
Hope everyone had a good month!
Oh and in case everyone was wondering - I decided to come back to the challenge and that when the business stuff starts - we will put it on 0% credit cards and pay off them as and when.
That way we can continue to pay off debt as normal until bills start coming in - not sure if that makes sense (generally or commercially!) but that is what we want to do!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
Sounds like a good plan.
Another £160 off BMI card today.0 -
Hi gang,
It's been a pretty bad April for saving due to a family bereavement so payments this month will be heavily down on what I was expecting to pay.
£273.10 paid in DD's to various creditors.
Hyp0 -
Sorry to hear that, don't worry about been down on numbers your going in the right direction big hugs xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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