The big challenge - pay off £20k by Christmas 2010

Snowmoredebt

Sold a few more bits on ebay still have plent to list. Only a small profit £21 left in paypal for wedding fund.
Hope everyones having a good weekend

madmich666

Hi all,

Not got a lot to report. Work paid me by cheque so got to wait til next Thursday for it to clear and then roll on the payments. Never thought I would be so excited about paying debts!!!

Got about £550 in paypal and £200 in savings to go to the bank of father in law but not updated signature yet because he is being stuborn and not giving me his bank details cos he said we could have the money for the stuff I sold. I refuse to take it all as it is alot of money and he spent it in the first place but we have had to borrow some of it from paypal over the last year to pay bills when I wasnt working.

Will be listing loads of stuff on ebay as it is a free listing day and have dug out loads of stuff to take pics of and put on. Now getting to grips with turbo lister so it shouldnt take me long even though I have millions of bits to go on there!!!

Keep up the good work all

Mich

theskintfamily

£421 loan payment & £72 off my card for today - sig updated!

juicygirl

£100 off the Virgin CC

xxx

InaPickle

*Sobs* I don't get paid until Thursday and I really want some money to pay off my debts! It's so depressing watching everyone pay off theirs and me sitting here not able to do so. *Sighs petulantly*

Well done you lot, though! :T

gailey_2

Hi guys

well done everyone so motivating to see other people do well.
taxi, you quick what you doing,robbing a bank!super well done.

updates

min payment to additions this month by 16/01/10 paid small amount the other day paid remaining £50.71yesterday so £56 toa dditions this month.

Hubbys loan payment went out on payday £386.07on 15th so thats more to add to total.

So total debt since last post, will ammend sig to give me new up to date total.
= £436.78 not too shabby for crap month.

The month is awful,hubbys incurred £103bank charges to be taken at end of month do i add this as debt and to our figure?
Still need to speak to mercers re barclaycard!
Plus need to start saving for xmas /birthday fund.

looking at swopping house and car insurance this week as switched everything else we can!

food budgets tight this month just £100for 2adults and 1 very hungry toddler!
Praying the car dont go wrong.

2ideas floating in my head which may would affect this challange.

think hubby should ditch abbey and open bank account elsewhere with no od then set upstanding order of £50a month to abbey and not touch it.
As by end of this challange that would least be £500paid off out of £2700!

Also praying car dont go wrong but think we need to build up small contigency fund in savings as car always goes wrong.think it would avoid us getting into more debts.

had to take small loan from mum not happy about it but feel we drowning this month.

Im ebaying all I can!

Need to try and find a night job somewhere.
things can only get better

gcatgc

This is just the thing I need to give me a kick. I am determined to be debt free and to save for a deposit for a house as Ive been renting for far too long.

Current debt
Credit cards 4.800
loan 1360

So sign me up Im going for debt free and 14.000 in the bank

Moneytroubles_2

another £1.95 off the debts today - yayyy! xx

starnac

£42 min payment paid out. off to update signature. well done everyone on all the payments no matter how big or small.

starnac

forgot to mention i set up to transfer money to my cc from my online banking save sending cheques or ringing up each time i want to make a payment. i sent some money last monday and wanted to check it had worked before i sent any more. anyway it has so i made 6 PAD's in one go making another payment of £15