The big challenge - pay off £20k by Christmas 2010

cashsaver

Hey all...... Just paid £300 to credit card and trying to resist the sales!!!
Well done everyone!!!
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chops22

InaPickle wrote: »

What a loooooong way to look at it!

Still, it's true, in its own way.

So true...I did the moon walk a few years ago..26 miles, and was told it was just a mile 26 times....and that made it seam managable, cause a mile is easy!! I am pretty determind and as long as my debt is going down and I am living to my budget than thats good for me.

InaPickle

chops22 wrote: »

So true...I did the moon walk a few years ago..26 miles, and was told it was just a mile 26 times....and that made it seam managable, cause a mile is easy!! I am pretty determind and as long as my debt is going down and I am living to my budget than thats good for me.

That seems to be working for me as well. If it seems too massive and daunting it's as though it's unsurmountable, but in lots of little steps, it seems much easier and do-able. :cool:

Why didn't I realised this years ago with regards to studying?! :rolleyes:

taxi73

InaPickle wrote: »

That seems to be working for me as well. If it seems too massive and daunting it's as though it's unsurmountable, but in lots of little steps, it seems much easier and do-able. :cool:

Why didn't I realised this years ago with regards to studying?! :rolleyes:

That's so true..the same goes with weight loss...take it half a stone at a time and then it doesn't seem so bad.

misselvis

Hello folks

hope you had a restful Christmas period. I found the challenge so helpful last year I really would love to be part of the challenge this year. The target is (drum roll please.....) 15k. admittedly the main bulk would be 8k which includes my student loan, graduate loan and cc. 4k would be towards mortgage overpayements and the remaining would be my 3k emergency fund. been on the whatsthecost website and feel that by increasing my debt repayments I can do be debt free within 12 months so this years really want to commit to it. :rolleyes:

sarahs999

25 to virgin

Moneytroubles_2

Hiya, i have dipped my toe in this challenge, but with christmas have been unable to really throw myself into it, but now thats over I am hoping to start hammering them payments (well starting from jan's payday) i did pay £50 off barclays yesterday though, which i added to my signature good luck all!! xxx

NAEFAGS

add me please 15k by xmas 2010 xx starting 01/01/10

hypno06

I've paid £50 to virgin......a bit of Christmas money and profit from something I sold before Christmas...

Hope you have all had a good Christmas and are looking forward to a fantastic 2010!

bLaZiNgDucK

Oh we are going great guns, welcome all the newbies and good luck.

I'd just like to report I have just PADDED £160, which takes me pass the £2000 mark :Tand we haven't even got to January yet, (how the chuff did I manage that, goes off scratching my head)

Duckie