Want to be a mfw but worried?

cha97michelle

Easy. Jelly. Ice cream. pizza chopped into small pieces. Kids crisps like hula hoops, quavers. Mini coctail sausages. If you were feeling creative you could do one of the cheese and sausage or cheese and pineapple hedgehogs.

ally18

Party a resounding success.

Paid another £20 off m2 today, left over grocery budget.

pammyj74

Glad the party went well. Its very stressful having it at home but by far much cheaper (unless you go mad with other stuff)
Had to giggle about the plastic heron

ally18

My update for June -


MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £16,160.59
(orig/new mf end date =Apr 2036/July 2035=300/291 mths)
Overpaid £408.91 end June 11


First decent op made plus paid £20 off m1 as well.

ally18

An update for July -

MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £15,730.66
(orig/new mf end date =Apr 2036/Nov 2034 =300/283 mths)
Overpaid £818.93 as at July 11


Paid another £20 off m1 as well just to do something.

An expensive month this one, just finally bought a laptop after 5 years of borrowing work equipt but can't do that anymore and its a big dint in my savings. Have cancelled the virgin bb and will be looking at a payg dongle until I know what my usage will be.

Once up and running, going to see if I can use ebay to sell some things. Really, really want to decorate my lounge as its still stuck in the 80's.

My garden is looking great, very happy with it after spending the weekend moving and building a new gate all by myself and making it completely private. Only cost £15 as well so chuffed to bits.

ally18

August update figures:

MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £15,300.18
(orig/new mf end date =Apr 2036/Mar 2034 =300/275 mths)
Overpaid £1188.93 as at Aug 11


£20 paid off M1 as well.

End result, really skint at the moment but happy.

ally18

Hello all,

Not been on for a long time but still working away. I have made another payment to my m2 balance and am now in the £14k mark so should hopefully reach my Dec target. :T


MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £14,869.18
(orig/new mf end date =Apr 2036/July 2033 =300/267 mths)
Overpaid £1558.93 as at Sep 11


I did cancel the remaining internet act with V****n and went on to using a payg dongle which is working ok so far. I am still managing to stick to my much lower grocery budget each month.

I am currently waiting to hear of my job security, should hear in January next year which is a bit worrying seeing as there is just me to pay the bills but I can't get them any lower.
I have decided to treat my kids to a weekend at Butlins over the half term break because we need it, blow the cost this time, we will enjoy ourselves and the money is saved for it anyway in the pot.

Have tv licence end of Sept and home ins middle of Oct and then car ins end Dec. Phew, then another year to start budgeting for again and so it goes on ....

All I do is work, eat, sleep, work, eat, sleep and thats it. Ooooer what a life! Never mind, its all good fun :rotfl:

Hope everyone is well.

ally18

Here is my Oct update, still plodding on and getting closer to my target so very happy.

MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £14,437.64
(orig/new mf end date =Apr 2036/Nov 2032 =300/259 mths)
Overpaid £1928.93 as at Oct 11

ally18

Hello all,

Here is my Nov update and I am very pleased to say I have nearly reached my target, am just £5.56 off. I know I should pay this small amount but I still have Dec to pay so I can say target reached. Yippee.
Plus with the overpayments I have made to M1, I can now say I have knocked one whole month off so am very happy at the moment.

MFW No 16. M2 TARGET bal Dec 11 = £14,000.00
M2 start bal Oct 10 = £17,103.03
M2 curr bal = £14,005.56
(orig/new mf end date =Apr 2036/Mar 2032 =300/251 mths)
M1
(orig/new mf end date = Apr 2036/Mar 2036 = 300/299 mths)

ally18

Target achieved!!

Mortgage 2 balance £13,547 at end Dec 11.

Yay!