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Difficult Decison for December; the NSD thread.
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Morning all,
Today will be my last NSD for December - gosh it's been a struggle this month. Just little bits really - need a little milk, going out so need a little money for a diet coke, going present buying (Budgeted for) so need a little money for parking - all those annoying little spends SPOILING MY MONTH.
Yesterday I was meant to go out for a lovely geeky day (was going to an exhibition at a gallery that I really wanted to see) but after a quick review of my Accounts I cancelled the day realising I was not going to get my NSD quota in if I paid for the bus into town £3.5, paid to get into the exhibition £5 and maybe had a sneaky bowl of Hot & Sour soup in china town £15 (well it would be rude just to eat soup and no dim sum!!).
So I just cancelled the day and was boring instead of geeky. How sad is that - I mean that I'm that tight with my SD's! Gosh I am so hard-core.
Still enjoyed the day although spent it at home - set up my spending forecast for 2010, spreadsheets, graphs and bells on it. Today am working from home so can't really go out / have nothing to go out for. Tomorrow am going out for a meal with OH so deffo no NSD.
See you all on the January thread - and thanks for a supportive December. Hope you enjoy your NY celebrations whatever you're upto.
Cx0 -
Hi all,
Update for yesterday as I forgot the forum was closed last night.
No NSD for me yesterday as I had to buy cartridges for my printer, they are so bloomin' expensive and it's a new printer so not on the discount sites yet:mad::mad: .
Hoping for an NSD today as I'm not moving out of the house but that's it for December now as I'm out tomorrow and that will definitely mean spends..
Well done to everyone during December. We're not good BigMummaF - we're GREATThe time you enjoy wasting is not wasted time
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My total will be 22 for December! Will be spending a little tomorrow so todays my final NSD!Work in progress...Update coming July 2012.
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Another nsd for me today so have managed 2 more than I was aiming for :j
(Actually hoping for another one tomorrow as I've got all the nibbles & drinks and we're seeing the bells in in the house)
The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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I reached my target of 15 today :T:j:T. I hope to exceed it tomorrow _party_.***Dont save what is left after spending, spend what is left after saving***0
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Hello folks I have managed 7 out of 10 for December - I know I will have to go shopping tomorrow, so will draw a line under December today. I will go and sign up for January and fingers crossed I will achieve it!!!
Good luck, good health and much happiness to you all for 2010.Every days a School day!0 -
Evening all!
I've not been on for a few days, but managed NSD number 9 on Sunday (27th) and another yesterday (30th) - taking me to 10 for December. :j I'm well pleased.
Thanks to everyone who has posted on this thread - you provide encouragement and support in a way that is invaluable. You're brilliant! :T Thanks especially to BigMummaF for organising it :A.
I'm unlikely to be able to post again before the New Year - so all the best to everyone. I hope you all have a peaceful and happy New Year. :beer:0 -
I afraid I am going to have to declare 9 out of 10 for december but i have increased my target twice so I' actually very pleased with that, had to spend the last couple of days and I will de doing so again tomorrow so on to January. Have a good new years eve and I shall see you all in the new year new thread.
Also BIG THANKS TO MUMMA x
DuckieTo be figured out!0 -
Checking out with 18/16 NSDs this month and I'm really chuffed. Thank you everyone especially BMF for the inspiration :T:T and well done everyone who managed a NSD at this time of year :beer:
Happy New Year everyone!0 -
Hi all,
Managed my final NSD of December on Wednesday, so very pleased with my result.
Well done to everyone for December and look forward to encouragement, nagging and kicks up the **** in January.
Happy New Year to everyone and very best wishes for 2010 - we'll all get there (might take some of us longer than others, but we'll get there eventually:rotfl::rotfl::rotfl:)The time you enjoy wasting is not wasted time
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