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Difficult Decison for December; the NSD thread.
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No 14 for me today, tomorrow I will reach my target and with the last few days of the month left, hopefully I will exceed my target!!!!***Dont save what is left after spending, spend what is left after saving***0
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Some good comes from the awful weather we are having as it has been about 6 inches of snow overnight so I am going no-where today, and I cant buy anything on the internet as some lovely git cloned my bank card so today will increase my NSD through no fault of my own!!!! now upto 6 out of 10!!!Every days a School day!0
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Been called into work again
so bad news
but at least it will mean another NSD, no temptation etc
and the money will come in useful in Jan.......Just wish I didn't feel so tired
.... will sign up for next months as it makes you think do I need that or not! Usually in the past I would spend something everyday - even just for a can of diet coke so at least it is something more positive than before. Good luck!!I'll begin the new thread in a mo so Watch This Space...or rather one below it :whistle:
No 10 for me today as still didnt succumb to the salesmight go and have a look tomorrow though for xmas stuff for next year. not sure whether to wait a bit longer to see if they reduce even further
To be honest, I've nothing I'm in desperate need of so I'm in no hurry to fight the throngs. It would only be prezzies to stash for later in the year & with things the way they are, I'm thinking my lot might prefer some extra cash instead
Two of them drive so there's always something to pay out for & the other goes through shoes like nobody's business...
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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....and I cant buy anything on the internet as some lovely git cloned my bank card so today will increase my NSD through no fault of my own!!!!....
for you Suzi. I've written four replies before settling on this one, as it isn't really the place to go off on one
Let's just say that rusty razor blades & salt water would feature heavily in my correction facilities :eek: :rotfl:
January Thread is here when you are ready Peeps...Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Hi all,
Another NSD for me, was going to investigate the sales but can't be bothered - I must be getting old!
Thanks for the new thread BigMummaF, have joined up already...
Suzybloo - :mad::mad: to the git who cloned your card - what a pain..
Katholicos - you are so right, I'm looking forward to not spending in January and I can hardly believe I'm saying that either!
Good luck for the rest of the month everyone:D
The time you enjoy wasting is not wasted time
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Today and yesterday make it 3 now for me0
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number 13 for meBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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:wave: Just popping in quickly so I don't lose track
three nsds in a row for me so I've beaten my target :j going to try for another three before the end of the year, I'm avoiding the sales and resisting buying on the internet by avoiding it too
Edited as I went and spent, knew I shouldn't come on the internet! Needed to get myself one of those jigsaw carry cases, got an awesome jigsaw for xmas but nowhere to do it properly and it's eating away at me cos I want to get stuck inThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Xmas day was a nsd day, but we went out to buy a new tv yesterday so spent quite a lot
. We've needed a new one for ages though and I have even less reason to leave the house now! Today will be a nsd day as well but I think that may be it as we're going away tomorrow for new year so will probably spend every day til January. Good luck to everyone else and I'll see you on the January thread!
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Hello
I know I haven't done very well this month but I have finally managed 3 NSDs in a row which is frankly more than I deserve.
Thank you to everyone who contributed to this thread - I have enjoyed reading it and have now got a proper plan for January rather than waiting for NSDs to fall out of the sky!August Shopping Challenge. 26/8. Budget £250 Spent £256.81.. £6.81 over. So £0.00 a day left.0
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