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Difficult Decison for December; the NSD thread.

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  • 10th NSD achieved yesterday. Just one more to go and my target is achieved. It should hopefully happen today as I am not planning on leaving the house, so just need keep thinking 'there is no need to spend!'
    March 2008 £23,000 :mad:
    Jan 2013 £0:beer:
    NSD Challenge 4/10:j
    Proud to be dealing with my debts.;)
  • NSDs were had on Christmas Day and Boxing Day which brings me to 16 for the month and my target is reached woooop! :D :j :p

    Succumbed to the sales day after Boxing Day, only got as far as M&S. How rude are bargain shoppers! :mad: I lost count of the amount of elbows in ribs and people flying past me almost knocking me to the ground! :rotfl: Anyway I got a cardi and chunky type jumper, and got the hell out of there, yikes!

    Who knows what today will bring, any more NSDs will be a bonus. :cool:

    *wanders off to update sig and find next month's thread*
    All the coffee in Columbia won't make me a morning person... :D:p
    Virtual Sealed Pot Challenge Member #5 - £128.19
    NSDs - April 9/18
    Grocery Challenge - April £22.94/£160
    6 months to slim into clothes challenge - started March 2010
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have managed a few extra NSD's. Will have to go out a few days this week. Saturday I will be spending, as need some things. May look to see what is left in the sales. Hugs to those who need them.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    number 14 today :) don't know if I'll get the 15th though :(
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Would just like to report NSD number 9, am not quite sure if I am going to manage number 10 but we shall see......
    To be figured out!
  • Mon 21st - NSD no.17
    Tue 22nd - Spend day, bought the last xmas present :)
    Wed 23rd - Spend day, went out for a Chinese & few drinks with my uncle :)
    Thu 24th - NSD no.18
    Fri 25th - NSD of course! No.19
    Sat 26th - NSD no.20 Spent the day visiting relatives & eating all their food :)
    Sun 27th - NSD no.21
    Today has been a spend day, bought wrapping paper & cards in the sales, ready for next year :D

    So I have beat my goal! And still have a few days left!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Managed to exceed my 15 already
    2019 fashion on a ration 0/66 coupons
  • cake21
    cake21 Posts: 1,039 Forumite
    Woohoo, today is NSD 16 (not intending to go out, girly film and a hot choc with my name on :D) so I've reached my target :j:j

    Thanks BigMummaF and everyone else who posts, didn't think I'd make it, but I have :T
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Clocked up another NSD today, would have had one yesterday too but bought some cinema tickets in advance for tomorrow night.:D
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi all,
    Well, I've braved the shops today but manged to avoid buying any unnecessary stuff in the sales and stuck to essentials only, so managed a MSD (medium spend day) instead of an SSD (serious spend day), so quite chuffed with myself really :j. Must have learned something over the past month - so thanks to everyone posting on here and BigMummaF for "making" me join this challenge.....

    Congrats to anyone with an NSD today (x_raphael_xx - you are doing amazingly well). Hugs to anyone who didn't manage one, hang on for tomorrow.
    Kerry Woman - good luck with the agencies, hope you get something fixed up soon.
    :) The time you enjoy wasting is not wasted time :)
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