to save as much money and keep my life as organized as possible

Jennie-1987

Hi All.

Sounds like everyone are perserveering despite the January blues. I have done a lot less OT this week - 2 hours, which Ive just remembered I havent had authorised (D'oh!), just tired after the 6 day wk w/2 12 hour shifts last week. Unfortunately this week OT on offer is down too and there are more people coming and less work...definitely motivation to get OT whilst I can.

Just 7 days til pay day , have been out last night - Bella Italia 2 for 1 and Vue Student Discount so meal, ticket and popcorn = £15, though petrol brought me back to Earth with the saved pennies going to Waitrose not me. Have been measuring how far petrol would go - filled up from empty light and I made 9 return trips to work then had to put some in for extenuating circs but kept an eye and think it would have gone another return, definitely a single so thats £50 every 2 weeks if prices stay the same (I know, fat chance).

Cant wait for a real influx of money even if i cant save much if any at first.

TimBear

So...pay day finally came around! Have transferred £600 into my savings manually and will have my usual £419 SO in to there on Monday too so I'm pleased with myself...not a bad start to the New Year!

Plus, I went into town today and bought NOTHING! Not even jewellery from my favourite accesories shop in their 70% off sale! Think I've changed...:rotfl:

Needhelpsaving

Well done Timbear that's fantastic!!!! You are definatley going to hit your 5k target at this rate!!!

Jennie-1987

:sad: Payday came, I received my first Payslip..still nothing in my account! Not happy. I also just signed up for the company gym membership, stupidly missed a return date (only £13) and went out for dinner. This month I am not going to get out of my OD and if I do I will soon be back in it BUT bear in mind I have had a total 5 weeks of 2 day PT wages and maybe £300 JSA since my last Student Loan installment from June 2010.

TimBear

Needhelpsaving wrote: »

Well done Timbear that's fantastic!!!! You are definatley going to hit your 5k target at this rate!!!

This saving includes my bonus which I will not be getting another of for at least a year so it's most unlikely I can save this amount each month but I'm happy with the start to 2011!

Needhelpsaving

Jennie - How awful not getting paid; that happened to me the last couple of months - not happy! Hope yours gets sorted soon. Just keep chipping away at the OD - after all Rome wasn't built in a day.

TimBear

I'm currently helping my OH clear his OD - a total of £1,400. Eek! Hoping we can have that clear in about six months, fingers crossed. Good luck with clearing yours; you will get there!

Then to work on his loan (c.£10k).

I'm hoping my new savings mindset, or just generally being far more aware of my finances and where I can cut back on wasted purchases etc, will spur him on and rub off on him. Seems to be doing the trick so far!

Needhelpsaving

Hi All,

Hope you are all ok.

I am very happy as I have managed to get a permanent job in HR. It is a drop in pay to get back into that industry, but I don't mind having a second job. On the plus side, as it is in the city centre, I will be getting the bus in as opposed to petrol & parking expenses.

Just need to revise my budget to accomodate salary as my current boss is being funny about me keeping on a Saturday shift - basically he has the hump because I have submitted my notice.

See you all soon xx

TimBear

So...

I thought I had done better than I really have! I now have £1561 in savings - but considering that I have £1,019 at the start of the year, not so great!

I did have insurance and road tax to pay for the year, however, which took a chunk of savings. Not too sure why I haven't managed to save more though over the last four months.

Anyway, I should be able to save around £790 on May pay day all being well which will get me back on track and feeling more optimistic!

How is everyone else doing?

UnluckyT

dont beat yourself up tim bear?
it can take ages to save what can seem a fair amount?
it taken ages to save what i have, esp at the moment as im going away to new zealand for a month and am saving like mad to get the money back up as ive had to take 2 weeks unpaid and need to ensure the bills are coverd too. it taken years to save for such a big thing, will take the same for the next big venure and in the mean time id like get my savings up and have bought a digital camera, could do with a new mobile, a short break or two, plus others bits?